Actuary, Life & MoneyGuard Pricing

Lincoln Financial; Raleigh (NC); Remote; USD 108,000 - 196,000; Full time

Job summary

A leading financial services firm is seeking a Senior Associate Actuary to analyze and price hybrid Long Term Care products. This role involves building pricing models, analyzing risk, and collaborating with teams to meet strategic pricing goals. Ideal candidates should have 5-7 years in actuarial science, hold an FSA or ASA designation, and possess strong analytical and communication skills. The position offers a remote work arrangement and a competitive salary range of $108,501 - $195,900.

Benefits

Competitive salary

401K and employee benefits

Tuition assistance program

Work arrangements that work for you

Qualifications

• 5-7+ years of experience in actuarial science that aligns with the specific responsibilities for this position.
• FSA designation or ASA designation with additional years of actuarial experience.
• Educational concentration in Mathematics, Actuarial Science, Computer Science, or Statistics is preferred.

Responsibilities

• Build & maintain pricing models in MG-ALFA to conduct pricing & financial analysis.
• Provide pricing analysis for existing products & evaluate feasibility of new products.
• Analyze risk & summarize key findings for senior leaders.

Skills

Actuarial science experience

Analytical skills

Communication skills

Collaboration skills

Education

Undergraduate degree in Mathematics, Actuarial Science, Computer Science, or Statistics

Tools

MG-ALFA

Job description

Overview

Alternate Locations: Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

Work Arrangement: Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance: is not available for this opportunity.

Requisition #: 75012

The Role at a Glance

We’re excited to bring on a Senior Associate Actuary, Life & MoneyGuard Pricing to play an integral role in pricing & analyzing Lincoln’s hybrid Long Term Care portfolio of products. You will direct, develop and perform complex actuarial analysis to drive pricing decisions that meet diverse sets of profitability, risk and sales goals.

What you'll be doing

• Build & maintain pricing models in MG-ALFA to conduct pricing & financial analysis for Lincoln’s hybrid Long Term Care products
• Provide pricing analysis for both existing products & to evaluate feasibility of new products or features to support market expansion
• Analyze risk & summarize key findings for senior leaders to drive strategic pricing strategies
• Collaborate with other areas including ERM, valuation, product & inforce management to ensure pricing strategies meet all profitability, risk, and sales targets
• Partner with the Centralized Pricing Model (CPM) and Quality of New Business (QNB) teams to validate & improve upon pricing models
• Provide actuarial support for state product filings & objections, including development of LTC rates & loss ratios

What we’re looking for

Must-haves:

• 5-7+ years of experience in actuarial science that aligns with the specific responsibilities for this position
• FSA designation or ASA designation with additional years of actuarial experience
• Excellent communication, collaboration, and analytical skills
• Undergraduate degree or 4+ years of comparable work experience; educational concentration in Mathematics, Actuarial Science, Computer Science, or Statistics is preferred

Nice-to-haves:

• MG-ALFA experience
• LTC product knowledge, including hybrid LTC
• Life insurance product knowledge including variable universal life and universal life

Application Deadline

Applications for this position will be accepted through October 31st, 2025 subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
• Leadership development and virtual training opportunities
• PTO/parental leave
• Competitive 401K and employee benefits (https://www.lincolnfinancial.com/public/aboutus/careers/lifeatlincoln#benefits)
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training

The pay range for this position is $108,501 - $195,900 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. Lincoln will not ask applicants to provide sensitive information in job applications. Our recruiters do not communicate with applicants through free e-mail accounts or conduct interviews via free video chat services. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial is an Equal Opportunity employer and, as such, is committed to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.