Actuary III - Massachusetts Personal Lines Auto (Hybrid/Remote)

MAPFRE; Massachusetts; Remote; USD 120,000 - 140,000; Full time

Benefits offered by this job

PTO

401(k) & Profit Sharing

Medical, Dental and Vision

Job summary

MAPFRE is seeking an experienced Actuarial Analyst to own the Massachusetts Personal Lines Auto pricing insights. You will lead state-specific analyses to influence rate changes and profitability decisions, applying CAS principles and strong business acumen.

You’ll collaborate across teams, mentor junior staff, and pursue CAS exams, while using SQL to extract data from multiple sources and deliver clear, data-driven recommendations to senior leadership.

Qualifications

• 5–7 years of actuarial personal lines pricing or related experience.
• 5+ CAS exams passed
• Bachelor’s degree or equivalent professional knowledge in a specialized field
• Actuarial, analytical, and coding expertise (SQL proficiency required)
• Ability to carry out advanced quantitative analyses and contribute to complex projects under guidance
• Strong communication with business partners and senior leadership
• Ability to manage multiple work streams and prioritize effectively
• Proven track record of implementing methodology or process improvements

Responsibilities

• Own the Market: lead Massachusetts Personal Lines Auto pricing analysis.
• Provide actuarial analysis for rate changes and strategic initiatives.
• Review pricing for new or existing rating elements and coverages.
• Forecast profitability and rate needs under market changes.
• Use SQL to retrieve and manipulate data across sources.
• Perform reasonability checks and deliver accurate results.
• Present findings to peers and senior leadership.
• Collaborate across functions and mentor junior staff toward CAS exams.

Skills

Actuarial pricing

Education

Bachelor's degree or equivalent

Tools

SQL

Job description

Summary

Join a high-impact Actuarial team where your expertise drives decisions for a $1B Massachusetts Personal Lines Auto book of business. We’re looking for a motivated professional with strong business acumen, innovative thinking, and the ability to deliver actuarial analyses aligned with CAS (Casualty Actuarial Society) principles. In this role, you’ll be the go-to expert for Massachusetts Auto, influencing strategy and shaping outcomes that matter.

What You’ll Do

• Own the Market:: Build deep state-specific expertise as the lead analyst for Massachusetts Personal Lines Auto
• Drive Insight: Provide actuarial analysis and support for rate changes and strategic initiatives, including:
• Reviewing pricing for new or existing rating elements and coverages
• Quantifying top- and bottom-line impacts of rate and non-rate actions
• Forecasting how product, market, and economic changes affect profitability and rate needs
• Lead with Data: Make data-driven recommendations, applying actuarial judgment where needed
• Technical Excellence: Use strong SQL skills to retrieve and manipulate data across multiple sources efficiently
• Operate Independently: Perform reasonability checks, catch errors, and deliver accurate results
• Communicate & Influence: Present findings clearly to peers, business partners, and senior leadership
• Collaborate & Innovate: Build relationships across functions and recommend process improvements
• Mentor & Grow: Provide guidance to less experienced staff and pursue CAS exams through at least ACAS

What You’ll Bring:

• 5–7 years of actuarial personal lines pricing or related experience
• 5+ CAS exams passed
• Bachelor’s degree or equivalent professional knowledge in a specialized field
• Actuarial, analytical, and coding expertise (SQL proficiency required)
• Ability to carry out advanced quantitative analyses and contribute to complex projects under guidance
• Strong communication with business partners and senior leadership
• Ability to manage multiple work streams and prioritize effectively
• Proven track record of implementing methodology or process improvements

Why Mapfre?

As a global insurance leader with a strong local presence, we offer more than a job- we provide a purpose-driven career where your growth, well-being, and impact truly matter.

Purpose & Culture:

Join a company built on trust, collaboration, and inclusion. Our values guide everything we do, creating a workplace where people feel respected and empowered.

Career Growth:

Advance your skills through tuition reimbursement, leadership programs, and internal mobility opportunities. Your development is our priority.

Social Responsibility:

Contribute to meaningful initiatives through Fundación Mapfre, supporting communities and sustainability worldwide.

Pay Transparency:

The typical starting salary range for this role is determined by several factors including skills, experience, education, certifications, and location. Some roles at Mapfre are eligible for commission and/or bonus earnings, in addition to salary, calculated based upon factors set forth in the compensation plan for the role.

Salary Range

$120,000- $140,000

Benefit Highlights:

AtMapfre, we invest in our employees' well-being by offering a comprehensive benefits package, including:

• Paid Time Off (PTO): A flexible PTO program that combines vacation, personal, volunteer and sick time into one convenient bank of paid time off.
• 401(k) & Profit Sharing: Eligible employees may participate in Mapfre's 401(k) plan that includes company matching contributions up to certain amounts under the terms of the plan.
• Medical, Dental and Vision Coverage: Choice of comprehensive medical, dental and vision insurance coverage under group plans offered by the company.
• Other Benefits Include: STD, LTD, Life Insurance, FSA, HSA and various wellness programs

Benefits provided are subject to the terms and conditions of the applicable benefit plan or policy. The Company reserves the right to alter, amend, or terminate benefits in its sole discretion. To learn more about our benefit offerings please visit: https://mapfre.gobenefits.net/

If you require a reasonable accommodation during the application or selection process, please contact the Mapfre Talent Acquisition team at [e-mail]. Mapfre is proud to be an Equal Opportunity Employer.

Important Notice:

The information above is intended to provide a general overview of available benefits. Eligibility, plan provisions, and coverage are governed by the terms and conditions of the applicable benefit plans and policies, which may be modified from time to time