ACF Sr Credit Analyst I - Philadelphia, PA

GM Financial; Horsham (PA); Hybrid; USD 70,000 - 90,000; Full time

Job summary

GM Financial is seeking an ACF Sr Credit Analyst I in Horsham, PA, focused on developing dealer relationships and analyzing credit data to support auto financing decisions. Candidates should be motivated, solutions-driven relationship builders. Comprehensive benefits and a flexible hybrid work environment are offered.

Benefits

401K matching

Tuition assistance

Community service pay

Flexible hybrid work environment

Generous benefits package available on day one

Qualifications

• 2-3 years of experience in underwriting or sales in the automotive industry preferred.
• Knowledge of sales, credit, and funding processes in consumer finance.

Responsibilities

• Analyze credit data to determine risk in extending credit.
• Develop dealer relationships to ensure volume objectives.
• Make decisions on credit approvals within established authority.

Skills

Sales skills

Credit knowledge

Negotiation skills

Effective communication

Strategic thinking

Education

High School Diploma or equivalent

Job description

ACF Sr Credit Analyst I - Philadelphia, PA

Join to apply for the ACF Sr Credit Analyst I - Philadelphia, PA role at GM Financial

ACF Sr Credit Analyst I - Philadelphia, PA

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Join to apply for the ACF Sr Credit Analyst I - Philadelphia, PA role at GM Financial

Why AmeriCredit?

We’ve spent the past 30+ years creating a culture that’s second to none in the auto finance industry. Other employers only talk about their culture – we actually live it every day. It’s the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it’s our culture that keeps them coming back.

Job Description

Why AmeriCredit?

We’ve spent the past 30+ years creating a culture that’s second to none in the auto finance industry. Other employers only talk about their culture – we actually live it every day. It’s the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it’s our culture that keeps them coming back.

Our culture is what has driven AmeriCredit success and what’s allowed us to build strong, lasting relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong.

If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.

Responsibilities

About the Role:

We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business.

If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today.

In This Role You Will

• Analyze credit data to determine the degree of risk involved in extending credit
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance
  
  

Qualifications

What makes you a dream candidate:

• Motivated to perform outbound telemarketing calls to the dealer customer
• Knowledge of sales, credit, and funding processes in consumer finance
• Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships
• Effective communication skills including verbal, written, and presentation
• Innovative thinker with strong ability for strategic vision
  
  

Experience

• High School Diploma or equivalent required.
• 2-3 years of underwriting/sales in the automotive industry preferred
  
  

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive

Compensation: Competitive pay and bonus eligibility

Work Life Balance: Flexible hybrid work environment, 2-days a week in office

#GMFjobs

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

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