Accounting and Treasury Manager

Encore Funding; Pepper Pike (OH); On-site; USD 110,000 - 160,000; Full time

Benefits offered by this job

Competitive salary

Bonus potential

401(k) with company match

Medical, dental, vision

Professional development

Long-term advancement potential

Job summary

Encore Funding, a Cleveland-based specialty finance firm, seeks an Accounting & Treasury Manager to lead accounting operations, financial reporting, and treasury management for its factoring business.

The role requires hands-on leadership, strong technical accounting, and a focus on compliance, controls, and cash optimization. You will collaborate with executives, underwriting, client service, and credit teams to drive accuracy and growth.

Qualifications

• Bachelor’s degree in Accounting, Finance, or related field required.
• CPA designation strongly preferred.
• Minimum 7+ years of progressive accounting experience.
• Minimum 3+ years of leadership or supervisory experience.
• Experience in factoring, asset-based lending, banking, or related financial services preferred.
• Strong knowledge of U.S. GAAP and financial reporting requirements.
• Experience managing treasury operations, cash forecasting, and liquidity planning.
• Understanding of Borrowing base reporting and debt covenant compliance.
• Experience supporting external audits and lender reporting requirements.
• Advanced Microsoft Excel skills, including financial analysis and reporting.
• Experience with ERP systems and accounting software.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent communication and leadership abilities.
• Ability to manage multiple priorities in a fast-paced environment.
• High level of accuracy, organization, and attention to detail.

Responsibilities

• Oversee day-to-day accounting operations (GL, AP, AR, fixed assets, close).
• Ensure accurate recording and reconciliation of factoring transactions and settlements.
• Prepare monthly, quarterly, and annual financial statements per US GAAP.
• Manage daily cash positioning, liquidity forecasting, treasury ops.
• Monitor borrowing base, funding availability, and lender reporting.
• Review journal entries, reconciliations, wire transfers, and treasury activity.
• Maintain strong internal controls and accounting policies.
• Coordinate external audits, lender examinations, and tax compliance.
• Partner with underwriting, client service, and credit teams to resolve discrepancies.
• Monitor portfolio metrics: factoring volume, reserves, concentration, profitability.
• Ensure compliance with debt covenants and financing agreements.
• Lead, mentor, and develop accounting staff.
• Support process improvements and financial systems optimization.

Skills

GAAP knowledge

Treasury management

Leadership

Excel skills

ERP systems

Audits support

Financial analysis

Communication skills

Education

Bachelor's degree in Accounting/Finance

CPA designation

Tools

Accounting software

Financial reporting platforms

Job description

Encore Funding is a specialty finance business in Cleveland, OH that focuses on funding, back office, and strategic services for entrepreneurs in the staffing spaces. We are a fast paced, growing business that is looking for individuals to join the team and help build an incredible company. We are a leader in the specialty finance space and offer an exciting opportunity to join a growing and thriving organization. Encore culture consists of:

• Growth opportunities, and upward mobility
• Modern office setting
• Challenging and rewarding work
• A highly motivating team environment

About the Role

Encore Funding is seeking an experienced Accounting & Treasury Manager to lead the company's accounting operations, financial reporting, treasury management, and internal controls functions. This position plays a critical role in ensuring the accuracy and integrity of financial reporting while supporting daily funding activities, cash management, lender reporting, and regulatory compliance. Working closely with executive leadership, underwriting, client service, and credit teams, you will help oversee the accounting and treasury functions that support the company's factoring operations. The ideal candidate brings strong technical accounting expertise, treasury management experience, and an understanding of receivables-based financing. This role is well-suited for a hands‑on leader who thrives in a fast‑paced environment and enjoys balancing strategic financial oversight with operational execution.

This is a true leadership role that combines financial stewardship, liquidity management, compliance oversight, and team development. You will have significant visibility across the organization and play an important role in supporting business growth, cash optimization, and financial decision‑making.

What You Will Do

This position offers an excellent opportunity for an accomplished accounting and treasury professional to make a meaningful impact within a growing specialty finance organization while helping drive operational excellence, financial accuracy, and long‑term business success.

• Oversee day‑to‑day accounting operations, including general ledger, accounts payable, accounts receivable, fixed assets, and month‑end close activities.
• Ensure accurate recording and reconciliation of factoring transactions, client reserves, settlements, chargebacks, fee income, and borrowings.
• Prepare and review monthly, quarterly, and annual financial statements in accordance with U.S. GAAP.
• Manage daily cash positioning, liquidity forecasting, and treasury operations.
• Monitor borrowing base calculations, funding availability, and lender reporting requirements.
• Review and approve journal entries, account reconciliations, wire transfers, ACH activity, and treasury transactions.
• Maintain strong internal controls and accounting policies to safeguard company assets and client funds.
• Coordinate external audits, lender examinations, and tax compliance activities.
• Partner with underwriting, client service, account executives, and credit teams to resolve client account discrepancies.
• Monitor portfolio performance metrics including factoring volume, reserve adequacy, concentration risk, and profitability.
• Ensure compliance with debt covenants, financing agreements, and regulatory requirements.
• Lead, mentor, and develop accounting staff through coaching, performance management, and ongoing professional development initiatives.
• Support process improvements, reporting enhancements, and financial system optimization projects.

What You Bring

• Bachelor's degree in Accounting, Finance, or a related field required.
• CPA designation strongly preferred.
• Minimum 7+ years of progressive accounting experience.
• Minimum 3+ years of leadership or supervisory experience.
• Experience in factoring, asset‑based lending, banking, commercial finance, specialty finance, or related financial services environments strongly preferred.
• Strong knowledge of U.S. GAAP and financial reporting requirements.
• Experience managing treasury operations, cash forecasting, and liquidity planning.
• Understanding of borrowing base reporting and debt covenant compliance.
• Experience supporting external audits and lender reporting requirements.
• Advanced Microsoft Excel skills, including financial analysis and reporting.
• Experience with ERP systems, financial reporting platforms, and accounting software.
• Strong analytical, problem‑solving, and decision‑making skills.
• Excellent communication and leadership abilities.
• Proven ability to manage multiple priorities and deadlines in a fast‑paced environment.
• High level of accuracy, organization, and attention to detail.

What Success Looks Like

• Accurate and timely completion of monthly, quarterly, and annual financial reporting.
• Strong cash flow forecasting and effective liquidity management that supports business growth.
• Consistent compliance with debt covenants, lender requirements, and financial reporting obligations.
• Well‑maintained internal controls that minimize risk and protect company assets and client funds.
• Successful completion of audits and examinations with minimal findings.
• Accurate reconciliation of factoring transactions, reserve accounts, and funding activity.
• Improved efficiency and scalability of accounting and treasury processes.
• Strong relationships with lenders, auditors, banking partners, and internal stakeholders.
• A highly engaged and high‑performing accounting team that meets performance objectives.
• Meaningful financial insights and reporting that support strategic business decisions.

What We Offer

• Competitive salary and bonus potential
• Medical, dental, and vision insurance
• 401(k) with company match
• Paid holidays, vacation, and sick time
• Life insurance, short‑term disability, and long‑term disability coverage
• Professional development and career growth opportunities
• A stable, professional work environment with long‑term advancement potential
• 100% onsite at our Pepper Pike, Ohio office
• Reports directly to the Chief Financial Officer
• Directly supervises accounting team members and other finance personnel as applicable
• Must be able to commute or relocate to the Pepper Pike area