Account Relationship Manager (Personal Banker)

First National Bank of Williamson; Lookout Heights (KY); On-site; USD 45,000 - 75,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

Life and disability insurance

401(k) plan

Generous paid time off

Generous holiday schedule

Job summary

First National Bank is seeking an Account Relationship Manager to build and maintain strong customer relationships by assisting clients with deposit account openings, maintenance, and consumer lending needs. You will educate customers on banking products and digital services, identify cross-sell opportunities, and ensure all loan and account documentation is accurate and compliant with regulations.

The role balances sales, service, and risk management to strengthen loyalty and contribute to

Qualifications

• High school diploma is required.
• 2+ years of banking or customer relationship experience.
• Knowledge of consumer banking products and lending procedures.
• Strong computer and system navigation skills.

Responsibilities

• Open and maintain consumer deposit accounts.
• Assist customers with consumer loan applications and processing.
• Educate customers on banking products, digital services, and lending options.
• Identify opportunities to cross-sell additional products and services.
• Ensure compliance with policies, procedures, and regulatory requirements.

Skills

Customer relationships

Communication

Sales-minded

Regulatory awareness

Education

High school diploma

Tools

Computer skills

Systems navigation

Job description

Position Summary

The Account Relationship Manager builds and maintains strong customer relationships by assisting clients with deposit account openings, account maintenance, and consumer lending needs. This role serves as a trusted advisor to customers, educating them on available banking products and digital services while identifying opportunities to cross-sell additional solutions. The Account Relationship Manager ensures loan and account documentation is accurate, complete, and compliant with regulatory standards, supporting both the customer experience and the bank’s risk management efforts. By balancing sales, service, and compliance, this role plays a vital part in strengthening customer loyalty and driving branch growth.

Minimum Qualifications

• High school diploma
• 2+ years of banking or customer relationship experience.
• Knowledge of consumer banking products and lending procedures.
• Strong computer and system navigation skills.

Key Responsibilities

• Open and maintain consumer deposit accounts.
• Assist customers with consumer loan applications and processing.
• Educate customers on banking products, digital services, and lending options.
• Identify opportunities to cross-sell additional products and services.
• Ensure compliance with policies, procedures, and regulatory requirements.

Competencies

• Strong communication, interpersonal and relationship-building skills.
• Sales-minded with ability to match customer needs to bank solutions.
• Effective financial consultation skills with an ability to explain financial products clearly and professionally.
• Detail-oriented with attention to accuracy.
• Ability to handle confidential information responsibly.

General Requirements

• Must be able to lift and carry up to 10 pounds.
• Some travel to branch or offsite locations may be required.
• Ability to sit, stand, and operate a computer for extended periods of time.
• Must comply with all bank policies, procedures, and regulatory requirements.
• Maintain a professional appearance and demeanor.
• Demonstrate confidentiality, integrity, and sound judgment in all interactions.
• Must be able to work evenings and weekends as business needs dictate.

COMPANY OVERVIEW

At First National Bank (FNB), we're more than just a place to work—we're a locally-owned community bank deeply invested in the success of our neighbors. Headquartered in Williamson, WV, we blend the tradition of a Hometown Community Bank with the convenience of modern services to help our clients take control of their finances. If you're passionate about making a real impact, we invite you to build your career with us.

BENEFIT PROGRAM

• Featured benefits for full-time team members include:
• Health, dental, and vision insurance
• Life and disability insurance
• Critical illness, accident, and hospital indemnity insurance
• Pet insurance and pet discount program
• 401(k) plan
• Generous paid time off policy
• Generous holiday schedule

Equal Opportunity Employment

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, the organizations comply with applicable state and local laws governing nondiscrimination in employment in every location in which it has operations. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and compensation.