Account Manager IV

Horizon Blue Cross Blue Shield; Newark, Northern (NJ, KY); Hybrid; USD 125,000 - 151,000; Full time

Benefits offered by this job

Comprehensive health benefits

Retirement Plans

Generous PTO

Incentive Plans

Wellness Programs

Paid Volunteer Time Off

Tuition Reimbursement

Job summary

Horizon Blue Cross Blue Shield of New Jersey seeks an Account Manager for the National Large Group market to retain existing accounts and grow additional lines. You will lead relationships with administrators, TPAs, brokers, and consultants, coordinating with internal teams to ensure service delivery, compliance, and performance.

Travel across the United States is required, with most travel within NJ. The role demands ten years of account management experience, strong negotiation and

Qualifications

• High School Diploma or GED is required.
• Bachelor’s degree is preferred, or equivalent experience.
• Minimum of ten years of account management experience with increasing responsibility.
• Sales/Account Management experience in National Large Group markets preferred.
• Renewal strategy experience incl. plan design changes & pricing discussions.
• New Jersey State Health/Life License required.
• Proficient with Word/Excel/PowerPoint; intranet/internet familiarity.
• Knowledge of National/Large group segments and managed care.
• Understanding of rating processes and policy renewal practices.
• Knowledge of Horizon BCBSNJ products, underwriting, enrollment, billing, and claims.

Responsibilities

• Manage contract renewals and negotiate terms.
• Identify opportunities to sell additional lines of business.
• Lead day-to-day account relationships with administrators, TPAs, brokers, and consultants.
• Represent Horizon at trustee and client forums.
• Proactively manage client expectations and resolve issues.
• Partner with Data & Reporting teams for client-specific insights.
• Coordinate with Service, Claims, Provider Contracting, Network, Finance, Compliance, IT, and Vendors.
• Develop client workshops on enrollment, claims procedures, and regulations.

Skills

Negotiation skills

Relationship building

Communication

Public speaking

Presentation skills

Vendor management

Internal collaboration

Education

High School Diploma or GED

Bachelor’s degree or equivalent experience

New Jersey State Health/Life License

Tools

Microsoft Word

Excel

PowerPoint

Intranet/Internet proficiency

Job description

Horizon Blue Cross Blue Shield of New Jersey empowers our members to achieve their best health. For over 90 years, we have been New Jersey’s health solutions leader driving innovations that improve health care quality, affordability, and member experience. Our members are our neighbors, our friends, and our families. It is this understanding that drives us to better serve and care for the 3.5 million people who place their trust in us. We pride ourselves on our best-in-class employees and strive to maintain an innovative and inclusive environment that allows them to thrive. When our employees bring their best and succeed, the Company succeeds.

About the Role

This position is responsible for retaining existing accounts and selling additional product lines, where appropriate and profitable, within the National market segment. The Account Manager for the National Large Group market serves as the primary relationship manager for assigned to national accounts. This role is responsible for account retention, operational excellence, and strategic support across complex national groups. The Account Manager acts as a trusted advisor to the client and consultants while coordinating across internal Horizon teams to ensure service delivery, compliance, and performance expectations are met.

What You’ll Do

• Manage contract renewals, including negotiating terms and approving contract modifications outside standard guidelines to support retention and growth.
• Assess client needs and recommend appropriate products, including identifying opportunities to sell additional lines of business.
• Serve as the day-to-day account lead, maintaining consultative relationships with administrators, TPAs, brokers, and consultants.
• Represent Horizon at trustee meetings, board meetings, and client requested forums.
• Proactively manage client expectations and elevate issues as appropriate to ensure timely resolution.
• Partner with Data & Reporting teams to deliver client specific reporting and performance insights.
• Experience with ASO groups both Full Administration and Shared Administration.
• Coordinate internally with Service, Claims, Provider Contracting, Network, Finance, Compliance, IT, and Vendor partners to resolve complex issues.
• Develop and conduct client and group workshops related to enrollment, claims procedures, and healthcare industry regulations.
• Analyze relevant factors and outcomes to make binding financial, operational, and service-related decisions.
• Ensure accounts and brokers are informed of applicable legislative and regulatory updates and their impact.
• Perform additional duties as assigned by management.

What You Bring

• Education/Experience: High School Diploma or GED required.
• Bachelor’s degree preferred, or equivalent relevant experience in lieu of a degree.
• Minimum of ten (10) years of account management experience with increasing responsibility, including strategic client relationship management, contract negotiation, and renewal optimization, preferably within the health insurance industry.
• Sales and/or Account Management experience within National Large Group markets strongly preferred.
• Experience conducting service performance, contractual obligations, and performance guarantees where applicable.
• Experience with renewal strategy, including plan design changes, pricing discussions (in partnership with Sales), and benefit modifications.
• Additional licensing, certifications, registrations: Requires a New Jersey State Health/Life License.
• Knowledge: Advanced proficiency in personal computers and Windows-based software, including Microsoft Word, Excel, and PowerPoint; familiarity with intranet and internet applications.
• Knowledge of National/Large group segments.
• Understanding of group health product lines, including Managed Care.
• Knowledge of rating processes and policy renewal practices.
• Preferred knowledge of Horizon BCBSNJ products, underwriting policies, enrollment, billing, and claims processing procedures.

Skills and Abilities

• Strong negotiation skills.
• Ability to tailor communication and messaging to various audiences.
• Ability to effectively leverage limited engagement opportunities with key decision-makers.
• Capability to communicate complex concepts in a clear, concise manner.
• Excellent verbal and written communication skills.
• Public speaking and presentation expertise.
• Proven relationship‑building skills.
• Ability to manage partner vendor relationships (e.g., wellness, IT, clinical).
• Strong collaboration with internal stakeholders, including government affairs, service, legal, and foundation teams.

Travel

Travel throughout the United States is required. Majority of travel will be throughout the state of NJ but there will be times where out of state travel is required.

Why Horizon?

• At Horizon, you’ll do meaningful work that directly improves lives—while being supported by a mission‑driven organization that values expertise, collaboration, and growth.
• We believe that when our people thrive, our communities do too.

Salary Range

$125,100 - $151,095. This position is eligible for sales incentive compensation in addition to base pay. This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions, including but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. This range has been created in good faith based on information known to Horizon at the time of posting. Compensation decisions are dependent on the circumstances of each case.

Benefits

• Comprehensive health benefits (Medical/Dental/Vision)
• Retirement Plans
• Generous PTO
• Incentive Plans
• Wellness Programs
• Paid Volunteer Time Off
• Tuition Reimbursement

Disclaimer: Horizon BCBSNJ employees must live in New Jersey, New York, Pennsylvania, Connecticut or Delaware.

About the Job Summary

This job summary has been designed to indicate the general nature and level of work performed by colleagues within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of colleagues assigned to this job.

Equal Opportunity

Horizon Blue Cross Blue Shield of New Jersey is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity or status as an individual with a disability and any other protected class as required by federal, state or local law. Horizon will consider reasonable accommodation requests as part of the recruiting and hiring process.

About Us

• We are the leading health insurer in New Jersey, trusted by generations of families and businesses.
• We are dedicated to enriching the lives and health of our members and the New Jersey communities we serve, because we live and work here too.
• Our Mission: We empower our members to achieve their best health.
• Our Vision: We are New Jersey’s health solutions leader driving innovations that improve health care quality, affordability and member experience in the markets we serve.