ABL Credit Underwriting Analyst — Portfolio Growth

American Consulting And Recruiting LLC; New York (NY); On-site; USD 90,000 - 130,000; Full time

Job summary

American Consulting And Recruiting LLC is seeking an Analyst in Asset-Based Lending Credit Underwriting in Midtown, NYC (4x a week). You will underwrite, structure, and manage risk across credit investments and financing transactions, including asset-based facilities and forward-flow arrangements.

Responsibilities include evaluating borrowers, building financial models, negotiating terms, preparing memoranda, and presenting findings to senior management and investors.

Qualifications

• 2+ years of experience in asset-based lending, securitized lending, and/or forward financing.
• Advanced understanding of financial analysis and credit underwriting.
• Strong financial modeling capabilities, including building and maintaining complex models.
• Thorough understanding of credit agreements, covenants, and loan documentation.

Responsibilities

• Perform credit analysis and due diligence for prospective transactions.
• Develop and review cash flow models to assess credit risk and returns.
• Assist with negotiation of key terms including advance rates, covenants, and collateral requirements.
• Prepare and present credit memoranda and findings to senior management and investors.
• Perform stress-testing and communicate results to leadership.
• Oversee ad hoc analyses for internal and external stakeholders.
• Monitor market conditions and regulatory developments affecting portfolios.

Skills

Asset-based lending

Credit underwriting

Financial modeling

Excel

PowerPoint

Communication

Attention to detail

Project management

Tools

Excel

PowerPoint

Job description

American Consulting And Recruiting LLC is seeking an Analyst in Asset-Based Lending Credit Underwriting in Midtown, NYC (4x a week). You will underwrite, structure, and manage risk across credit investments and financing transactions, including asset-based facilities and forward-flow arrangements.

Responsibilities include evaluating borrowers, building financial models, negotiating terms, preparing memoranda, and presenting findings to senior management and investors.