30-Day Collections Representative

Midway Auto Group; Agoura Hills (CA); On-site; USD 21,000 - 30,000; Full time

Benefits offered by this job

Medical, Dental, and Vision benefits

Life Insurance and Disability

401K matching

Employee Stock Ownership Program

Wellness Programs

Metro reimbursement (LA)

Paid vacations

Paid holidays

Paid sick days

Gym access

Rentals and discounts

UKG Wallet

Job summary

Westlake Financial is seeking an On-site Collections Specialist in Agoura Hills. You will handle high-volume calls, negotiate payment plans, and protect customer information while adhering to FDCPA guidelines.

The role offers base pay starting at $18.47/hour with monthly bonus potential up to $3,000, plus a tiered retention bonus and monthly incentives. A comprehensive benefits package is provided in a fast-paced team setting.

Qualifications

• High school diploma or equivalent.
• At least one year of consumer collections experience in a high call‑volume auto‑dialer environment.
• Strong communication and negotiation skills with a professional phone presence.
• Understanding of collection laws, including the FDCPA.
• Proficient with computers; comfortable with data entry, web‑based applications, and Excel & Outlook.
• Team player with a positive attitude and dependable work ethic.
• Able to multitask and stay organized in a fast‑paced environment.
• Flexible schedule; overtime and weekends when needed.
• Knowledge of collections and repossession processes; auto collection experience preferred.

Responsibilities

• Handle inbound and outbound calls providing friendly, professional support.
• Reach out to customers to set up payments or create plans.
• Negotiate fair payment solutions while meeting performance goals.
• Keep detailed and accurate notes on all interactions.
• Listen actively and communicate clearly with customers, teammates, management.
• Use skip-tracing tools to locate customers.
• Review accounts for repossession following guidelines.
• Work toward department goals by reducing delinquency rates.
• Manage a high volume of calls in a fast-paced environment.
• Protect confidential information related to customers and company operations.

Skills

Communication skills

Negotiation

Multitasking

FDCPA knowledge

Computer literacy

Excel & Outlook

Team player

Collections experience

Repossession knowledge

Education

High school diploma or equivalent

Tools

Excel

Outlook

Skip-tracing tools

Job description

Westlake Services, LLC | Agoura Hills
Agoura Hills, CA 91301, USA

Description

WESTLAKE WARRIOR | Early to Mid Stage Collections
Agoura Hills, CA | On-site

Why Westlake?

• Base Pay starting July 1, 2026:
  • $18.47 per hour plus bonus potential of up to $3,000 monthly based on individual and team performance.
• Tiered Retention Bonus:
  • Receive $500 upon completion of 3 months from the start date.
  • An additional $500 upon completion of 6 months from the start date.
• Incentive:
  • If the department exceeds its goal, eligible agents in the bonus range will receive a "kicker" ranging from $100.00 to $750.00, based on goal achievement.
  • * All agent incentive opportunities may vary monthly, and are not guaranteed, and are subject to change.

What You’ll Do:

Handle inbound and outbound calls — providing friendly, professional support and following company policies and procedures.

Reach out to customers to set up payments or create plans to resolve past‑due accounts.

Negotiate fair payment solutions while meeting performance and productivity goals.

Keep detailed and accurate notes on all customer interactions and account actions.

Listen actively and communicate clearly with customers, teammates, and management to resolve concerns and ensure a positive experience.

Use skip‑tracing tools to locate customers or collateral when needed.

Review accounts for repossession when necessary, following company guidelines and mitigating factors.

Work toward department goals by helping reduce delinquency rates and maintaining quality and compliance standards.

Manage a high volume of calls in a fast‑paced, supportive team environment.

Protect confidential information related to customers, accounts, and company operations.

What We’re Looking For:

Strong communication and negotiation skills with a professional phone presence.

Flexible schedule — open to working overtime and weekends when needed.

Able to multitask and stay organized in a fast‑paced environment.

Understanding of collection laws, including the Fair Debt Collection Practices Act (FDCPA).

Proficient with computers — comfortable with data entry, web‑based applications, and Microsoft Excel & Outlook.

Excellent telephone etiquette and ability to connect with customers respectfully.

Team player with a positive attitude and dependable work ethic.

At least one year of consumer collections experience in a high call‑volume, auto‑dialer environment.

Knowledge of collections and repossession processes — auto collection experience preferred.

• High school diploma or equivalent required.
• Medical, Dental, and Vision benefits
• Life Insurance and Long‑term disability plans
• Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
• Wellness Programs
• Metro Tap Card and Metro‑link Reimbursement (for Los Angeles, CA employees only)
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• Annual Flu Shot
• Paid Vacations Days
• Paid Sick days
• Paid holidays
• HGym (available in our Los Angeles, CA & Dallas,TX office)
• Rental Car Discounts, Dell Member Purchase Program
• UKG Wallet

ABOUT US

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.

Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B. We have business relationships in all 50 states, including Puerto Rico. We are looking to acquire talented individuals as we expand our market share. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America.

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

#Collections #Collector #DebtCollection #DebtCollector #Debt

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.