204 - Credit Quality East - Administrative Analyst

First United Bank & Trust; Oakland (CA); On-site; USD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a dedicated Administrative Analyst to support their commercial underwriting function. This role involves a variety of administrative tasks, including reviewing loan applications, maintaining compliance, and coordinating with department personnel. The ideal candidate will possess strong communication skills and a solid understanding of credit underwriting. With a commitment to enriching customer experiences, this position offers an opportunity to contribute to a dynamic team while enjoying a range of benefits, including health insurance and a 401(k) plan. If you are detail-oriented and ready to make an impact, this role is for you.

Benefits

12 days PTO

Health Insurance

401(k)

Stock Program

Performance Reviews

Flexible PTO Usage

Volunteer Days

Qualifications

• Paralegal Certification or associate degree preferred.
• Minimum of two years’ related experience required.

Responsibilities

• Support commercial underwriting through administrative duties.
• Maintain compliance with department policies and respond to inquiries.

Skills

Credit Underwriting

Communication Skills

Mathematics

Software Proficiency for Credit Analysis

Interpersonal Skills

Education

Paralegal Certification

Associate Degree in Related Field

Tools

Calculator

Telephone

Copy Machine

Printer

Job description

204 - Credit Quality East - Administrative Analyst

First United Bank, Operations Center, 12892 Garrett Highway, Oakland, Maryland, United States of America Req #842

For more than a century, First United has served the financial needs of our personal and business customers throughout Maryland, West Virginia, Virginia, and Pennsylvania. We care about our communities, seek to understand what drives our customers, and create customized solutions to meet their needs.

Our mission is to enrich the lives of our customers, coworkers, and shareholders through an unparalleled commitment to the client experience and passionate community involvement.

Job Title: 204 - Credit Quality East - Administrative Analyst

Reporting Relationships

Supervised by: Director of Underwriting & Regional Credit Officer - Central, East, or West Team

Basic Qualifications

• Education/Training: Paralegal Certification or associate degree in a related field preferred, or equivalent relevant experience. Must obtain and maintain appropriate Bank Product Knowledge Certification.
• Skills: Proficient reading, writing, grammar, mathematics; strong interpersonal, communication, and sales skills; credit underwriting and administration knowledge; software proficiency for credit analysis; thorough knowledge of bank commercial products and services; visual and auditory skills; valid driver’s license.
• Experience: Minimum of two years’ related experience required.

General Responsibilities

Support the commercial underwriting function through administrative duties, maintain compliance with department policies, report to supervisors, respond to inquiries, and maintain records and reports.

1. Perform administrative duties such as reviewing loan & ACH applications, supporting loan request preparations, ordering reports, assisting with appraisals, preparing denial letters, supporting new loan processing, maintaining files and tickler systems, monitoring and authorizing credit line renewals, completing annual reviews and compliance forms, and supporting disaster recovery plans.
2. Assist with preparing commercial loan documents, post-closing reviews, coordinate tasks with department personnel, adhere to legal and organizational policies, and support regulatory compliance (CRA, BSA, Reg B, Flood Act).
3. Maintain records, respond to inquiries, communicate with management, and support special projects as assigned.

Ancillary Duties

Perform supportive tasks as needed, adaptable to individual circumstances.

Job Location

Operations Center and various outside locations

Equipment/Machines

• Calculator, Telephone, Copy machine, Printer

Benefits

Full-time hourly employees receive 12 days PTO, accrued monthly, with usage flexibility after 90 days. Unused PTO converts to sick time after one year. Salaried employees accrue sick days and some vacation. Other benefits include holidays, personal and sick days, volunteer days, health insurance, 401(k), wellness, stock program, and performance reviews.

Additional Information

This is an hourly position eligible for overtime. Salary range: $15.00 - $28.87. First United Bank & Trust is an Equal Opportunity Employer and a drug-free workplace.