2027 Commercial Summer Intern - Houston, TX

Citizens; Houston (TX); On-site; USD 32,000 - 50,000; Full time

Job summary

Citizens Bank invites applications for the 2027 Corporate Banking Intern – Energy in Houston, TX. This 10-week program provides hands-on experience with the Oil & Gas team, including live transaction exposure, financial and credit analysis, and mentorship.

Interns collaborate across Credit, Coverage and product partners, conducting financial statement analysis, cash flow modeling, and market trend evaluation to support credit facilities and transactions. Start date is June 1, 2027.

Qualifications

• Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
• Strong analytical skills and software skills: MS Office proficiency is required.

Responsibilities

• Conduct financial statement analysis and cash flow modeling
• Perform fundamental credit, risk, and sponsor analysis
• Evaluate industry and market trends
• Support the underwriting and structuring of credit facilities and transactions
• Collaborate with Credit, Coverage, and other product partners

Skills

MS Office

Analytical skills

Education

Finance, Accounting or Economics

Tools

MS Office (Word, Excel, PowerPoint)

Job description

DescriptionJob Title: 2027 Corporate Banking Intern – EnergyLocation: Houston, TXDuration: 10 weeksStart Date: June 1, 2027Summer Internship ProgramThe Commercial Banking Summer Internship Program provides interns with hands-on experience in Citizens Bank’s Corporate Banking business while working directly with the Oil & Gas team in Houston. Through live transaction exposure, financial and credit analysis, project-based assignments, networking, formal mentorship and professional development opportunities, interns will gain practical experience working with corporate clients in the energy sector. At the conclusion of the program, high-performing interns will receive early consideration for full-time opportunities within the line of business in which they completed their summer internship.Job Responsibilities

• Conduct financial statement analysis and cash flow modeling
• Perform fundamental credit, risk, and sponsor analysis
• Evaluate industry and market trends
• Support the underwriting and structuring of credit facilities and transactions
• Collaborate with Credit, Coverage, and other product partners

Qualifications

• Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
• Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
• Please include your cumulative GPA on your resume.
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
• Candidates must currently be a U.S. Resident to be eligible for this program.
• Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S.

Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growthPosting End Date: 11/17/2026