2027 Commercial Summer Intern - Houston, TX

Citizens Bank, N.A.; Houston (TX); On-site; USD 28,000 - 41,000; Full time

Job summary

The Citizens Bank Summer Internship Program in Houston offers hands-on experience in the Corporate Banking energy team. You will work on live transactions, perform financial and credit analysis, and complete project-based assignments with mentorship and professional development opportunities.

At the program's conclusion, high-performing interns may receive early consideration for full-time opportunities within the line of business where you completed the internship.

Qualifications

• Current students enrolled in an undergraduate bachelor’s program, graduating Winter 2027 – Spring 2028 OR current graduate students graduating Winter 2027 – Spring 2028.
• Minimum GPA of 3.2; preferred 3.5.
• Include cumulative GPA on resume.
• Relevant work experience, leadership or coursework in Finance, Accounting or Economics preferred but all majors considered.
• Strong analytical skills and MS Office proficiency.
• U.S. resident eligible to work in the United States; no visa sponsorship for interns.

Responsibilities

• Conduct financial statement analysis and cash flow modeling.
• Perform fundamental credit, risk, and sponsor analysis.
• Evaluate industry and market trends.
• Support underwriting and structuring of credit facilities and transactions.
• Collaborate with Credit, Coverage, and other product partners.

Skills

Video interview

GPA 3.2

Finance coursework

MS Office proficiency

Education

Undergraduate or graduate student in Finance, Accounting or Economics

Tools

Excel

PowerPoint

Job description

Job Title

2027 Corporate Banking Intern – Energy

Location

Houston, TX

Duration

10 weeks

Start Date

June 1, 2027

Summer Internship Program

The Commercial Banking Summer Internship Program provides interns with hands‑on experience in Citizens Bank’s Corporate Banking business while working directly with the Oil & Gas team in Houston. Through live transaction exposure, financial and credit analysis, project‑based assignments, networking, formal mentorship and professional development opportunities, interns will gain practical experience working with corporate clients in the energy sector. At the conclusion of the program, high‑performing interns will receive early consideration for full‑time opportunities within the line of business in which they completed their summer internship.

Job Responsibilities

• Conduct financial statement analysis and cash flow modeling


• Perform fundamental credit, risk, and sponsor analysis


• Evaluate industry and market trends


• Support the underwriting and structuring of credit facilities and transactions


• Collaborate with Credit, Coverage, and other product partners

Qualifications

• Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.


• Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028


• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.


• Please include your cumulative GPA on your resume.


• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.


• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.


• Candidates must currently be a U.S. Resident to be eligible for this program.


• Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S.

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.