2027 Commercial & Investment Bank Innovation Development Full-Time Analyst Program

JPMorganChase; New York (NY); On-site; USD 90,000 - 103,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings plan

Tuition reimbursement

Mental health support

Job summary

JPMorgan Chase invites applications for the Innovation Development Program (IDP) within Global Banking. This 2.5-year analyst program begins with ~5 months of project-based learning, then two 12-month rotations across Commercial Bank functions.

You’ll work on solving complex business problems in an incubator setting and develop foundational product management skills. Upon completion, analysts are eligible for Associate I level positions nationwide.

Qualifications

• Graduating between December 2026 and June 2027.
• Minimum cumulative GPA of 3.2 on a 4.0 scale.
• Authorization to work permanently in the U.S.
• Strong interpersonal and communication skills.

Responsibilities

• Develop foundational skills and take on mission-critical responsibilities.
• Combine strategic thinking and quantitative analysis to answer business questions.
• Present and communicate findings to key stakeholders.
• Build deep knowledge of JP Morgan's Global Banking products.

Skills

Interpersonal skills

Problem solving

Ambiguity tolerance

Curiosity

Leadership experience

Graduating 2026-2027

GPA 3.2+

US work authorization

Tools

Microsoft Excel

PowerPoint

Python

Java

SQL

Job description

The Innovation Development Program (IDP) focuses on building the next generation product managers who are focused on continuous innovation and enhancements, creating a long lasting and positive impact, and developing cutting-edge solutions to complex problems within Global Banking (GB) lines of business.

The Innovation Development Program supports GB in a truly unique way - through rotational opportunities across functional, business, and product teams such as Digital, Solutions, Transformation, Product, Marketing, and Business Architecture. Working here means joining a collaborative, supportive and inclusive team. We want your diverse perspective to help us develop the next wave of digital products and solutions for our clients.

Job summary

As an analyst in the Innovation Development Program within Global Banking, you will begin your 2.5-year program with approximately five months of Global Banking project-based learning, diving into solving a complex business problem statement in an incubator environment and developing foundational knowledge of Product Management.Following the incubator experience, you participate in two 12-month rotations aligned to high-impact functional, business or product teams within the Commercial Bank. You will be located amongst a cohort of peers where you'll have the opportunity to drive impact while launching your career.

Job responsibilities

• Develop foundational skills and take on a range of mission-critical responsibilities
• Combine strategic thinking and quantitative analysis to answer business questions
• Present and communicate findings to key stakeholders
• Build a deep knowledge of our business and products
• Leverage an innovation mindset to design client experiences and solutions
• Upon successful completion of the program, analysts will be eligible for Associate I level positions in Global Banking across the country

Locations we hire for:

• New York Metro
• Chicago, IL
• Palo Alto, CA
• Plano, TX

Required qualifications, skills, and capabilities

• Exceptional interpersonal and communications skills
• Excellent problem-solving and critical thinking skills
• Comfortable navigating through ambiguity
• Desire and passion for creating positive change through financial services
• Intellectual curiosity and a desire to learn
• Ability to formulate questions, suggestions and/or next steps based in logic with little direction
• Ability to thrive in a fast-paced, collaborative environment
• Demonstrated leadership experience in school or community
• Graduating between December 2026 to June 2027
• Minimum cumulative GPA of 3.2 on a 4.0 scale
• Authorization to work permanently in the U.S.

Preferred qualifications

• Proficiency in Microsoft Excel and PowerPoint
• Knowledge of Python, Java, SQL is a plus
• Relevant internship experience and accounting, data science, economics, engineering, finance or coursework

Join us

At JPMorgan Chase, we're creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you're passionate, curious and ready to make an impact, we're looking for you.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Equal Opportunity Employer/Disability/Veterans

Learn more about our community impact at https://www.jpmorgan.com/commercial-banking/impact

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Base Pay/Salary

• Chicago,IL $90,000.00 - $92,500.00
• Palo Alto,CA $100,000.00 - $102,500.00 / year
• New York,NY $100,000.00 - $102,500.00 / year