2027 Commercial Full-Time Rotational Analyst Program - Boston

Banco Santander SA; United States; On-site; USD 68,000 - 110,000; Full time

Job summary

Banco Santander SA in Boston, MA is seeking bright undergraduates for the 2027 Commercial Full-Time Rotational Analyst Program. This 24-month program includes four weeks of training in accounting, credit analysis, and portfolio management, followed by hands-on rotations across Commercial, Real Estate, Credit Risk, and Treasury Management.

You will work with experienced colleagues, develop leadership skills, and build client-focused financial solutions while contributing to a dynamic,

Qualifications

• Undergraduate student in a four-year program with an expected graduation date of May/June 2027.
• Concentration in Economics, Finance, Accounting, Business Administration, or a similar field is preferred.
• GPA of 3.5 or above.
• Advanced proficiency with Microsoft Excel, Word, and PowerPoint.

Responsibilities

• Participate in Santander's 24-month Commercial Full-Time Rotational Analyst Program with four weeks of role-specific training.
• Engage in training on accounting, credit analysis, and portfolio management, alongside hands-on rotational experiences.
• Collaborate with sponsoring business units and teams across Commercial to build knowledge and leadership capabilities.

Skills

Excel

PowerPoint

Communication

Analytical

Teamwork

Attention to detail

Education

Undergraduate degree in Economics/Finance/Accounting/Business Administration

Tools

Microsoft Office

Job description

2027 Commercial Full-Time Rotational Analyst Program - Boston Country: United States of America

It Starts With You: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!

The Santander Commercial Team is looking for the best talent to support our growth ambition and become future leaders through our 2027 Commercial Full-Time Rotational Analyst Program.

What you will gain

The Commercial Full-Time Rotational Analyst Program is a comprehensive 24-month program, welcoming new participants in Summer 2027. The program includes four weeks of role-specific training. The training includes coursework in accounting, credit analysis, and portfolio management. Throughout the program, you will combine structured training with practical experience that develops both technical and interpersonal skills. You will work with experienced colleagues, gain exposure to different areas of Commercial, and build the knowledge and leadership capabilities needed to grow professionally and personally. Training is followed by line-of-business and functional presentations, continuing education courses, and hands‑on rotational experience in sponsoring business units.

Potential rotational areas include Commercial Banking, Commercial Real Estate, Credit Risk, and Treasury Management. This 2027 Commercial Full-Time Analyst Program is undergraduate students in a four‑year program who have an anticipated graduation date of May/June 2027. Based in Boston (MA), you will become part of an international business working with teams across different geographies.

What we offer you

We make it our mission to focus on attracting and retaining junior talent. Our program is designed to get you on the right path to the next level. We provide the skills and experience needed to become a thoughtful, strategic advisor. You will learn the nature of client service and how we build long‑term relationships by putting client needs first, while developing the technical acumen to launch a career in Commercial. Joining Santander means becoming part of a collaborative team that supports clients by providing tailored financial solutions. The program offers an opportunity to learn from an experienced network of colleagues who will support your development and help you take your career to the next level.

What we are looking for

• An undergraduate student in a four‑year program with an expected graduation date of May/June 2027.
• A concentration in Economics, Finance, Accounting, Business Administration, or a similar field is preferred.
• Cumulative GPA of 3.5 or above.
• Advanced proficiency with Microsoft Excel, Word, and PowerPoint.
• Highly motivated and results oriented, with a desire to exceed expectations.
• Demonstrates intellectual curiosity and courage in their leadership style.
• Crisp communication skills, with the ability to express facts and ideas clearly both verbally and in writing and to interact professionally, transparently, and effectively with people at all levels.
• Strong analytical and quantitative.
• Ability to multi‑task as required.
• Strong attention to detail and ability to prioritize projects and tasks.
• Ability to work independently on special projects.
• Ability to effectively contribute in a team environment.

Create an environment of diversity, equity, and inclusion where all perspectives are valued, and all people are welcomed.

Applicants may be asked to complete a case study as part of the recruitment process.

Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full‑time basis without requiring employer sponsorship to commence employment.

Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What Else You Need To Know:

Base Pay Range: Minimum: $67,500.00 USD Maximum: $110,000.00 USD

Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture: We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

Please contact us at [e-mail] to discuss your needs.

The Santander Way Santander is evolving from a global, high‑impact brand into a technology‑driven organization, and our people are at the heart of this journey. Together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen? It starts with you. It starts here.