2027 Commercial Banking Development Program - Credit Analyst - Pleasanton, CA - C&I General Industries Banking

Western Alliance Bancorporation; San Francisco (CA); On-site; USD 88,410,000 - 119,686,000; Full time

Job summary

Western Alliance Bancorporation is seeking a Credit Analyst for its Commercial Banking Development Program in Pleasanton, CA. You will spread and analyze financials, develop credit studies for loan officers and senior management, and prepare comprehensive credit reports.

You will work with treasury management products, FX instruments, derivatives, and loan packages while ensuring compliance and accurate documentation.

Qualifications

• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management.
• Manage spread assignments and conduct financial analyses.
• Prepare in-depth credit dept. reports from qualitative and quantitative research.
• Collaborate cross-functionally with Bank groups to execute treasury management products and loans.
• Facilitate reporting and requests with third parties and monitor loan disbursements for compliance.

Skills

Accounting

Analytical skills

Communication

Leadership

Organizational skills

Interest in Commercial Banking

Self-motivation

Independent work

Entry-level writing

Financial analysis

Education

Accounting course

Bachelor's degree or equivalent

GPA 3.0+

Job description

Job Title:

2027 Commercial Banking Development Program - Credit Analyst - Pleasanton, CA - C&I General Industries Banking

Location:

Pleasanton

What you'll do:

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

A C&I General Industries Banking team (growing a portfolio of existing and prospective clients with both treasury management banking services and various types of lending) that is focused on lower middle market and middle market companies with a typical revenue target of $20MM+.

• Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Compensation: Hourly range for new hires is generally $36.30 for San Francisco, CA. Hourly range for new hires is generally $36.30 for Pleasanton, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [e-mail] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation