Treasury & Credit Risk Analyst

Pluxee Türkiye; Fatih; Hybrid; TRY 260,000 - 380,000; Full time

Job summary

Pluxee Türkiye seeks an analytical Treasury & Credit Risk Analyst to join the Treasury & Risk Management team in Istanbul. You will own cash flow management, yield optimization, and credit risk for a dedicated client portfolio in a hybrid work setting.

The role requires 3–4 years in corporate treasury, strong MS Excel skills, English fluency, and the ability to present complex financial data clearly to senior stakeholders.

Qualifications

• Bachelor’s degree in a related discipline.
• 3–4+ years in Corporate Treasury, Cash Management, Financial Analysis, and/or Credit Risk & Collections.
• Knowledge in cash flow management, yield calculations, and money market instruments.
• Hands-on experience in managing client credit risk and receivables portfolios.
• Advanced presentation skills and ability to convey complex data clearly to stakeholders.
• Fluency in English (written and spoken) for corporate reporting.
• Advanced command of MS Excel for financial modeling.
• Interest in AI, RPA, and financial technologies with a process automation mindset.

Responsibilities

• Monitor daily cash flow and deposit balances to ensure optimal liquidity.
• Perform yield calculations across deposits, repo, and money market instruments.
• Conduct scenario modeling and yield analyses to support treasury strategies.
• Prepare treasury, liquidity forecast, and interest income reports for senior leadership.
• Participate in budgeting and re-forecasting; build predictive cash flow models.

Skills

Fluency in English

Advanced presentation skills

Analytical mindset

Strong communication

Strong organizational skills

AI, RPA interest

Education

Bachelor's degree in Business Administration, Economics, Industrial Engineering, Finance, or related discipline

Tools

MS Excel

Job description

Department: Treasury & Credit Risk Management

About Pluxee:

Pluxee is a global leading player in employee benefits and engagement solutions. We are looking for an analytical and proactive Treasury & Credit Risk Analyst to join our Treasury & Risk Management team in Istanbul.

This hybrid role will focus on cash flow management and yield optimization while also taking full ownership of credit risk and collection management for a dedicated client portfolio.

Key Responsibilities:

1. Treasury, Cash Flow & Yield Management (Major part)

• Monitor daily cash flow and deposit balances to ensure optimal cash liquidity.
• Perform accurate interest yield calculations across deposit, repo, and money market instruments to maximize corporate interest income.
• Conduct scenario modeling and yield analyses to support treasury strategies.
• Prepare regular treasury, liquidity forecast, and interest income reports for senior leadership.
• Actively participate in Budgeting and re-forecasting activities; build predictive models for cash flows, financial income, and treasury items

2. Credit Risk & Portfolio Management (Minor part)

• Take ownership of a designated client portfolio to manage credit risk, receivables tracking, and collection processes.
• Monitor client risk limits, aging reports, and overdue balances to minimize credit exposure.
• Collaborate closely with internal stakeholders (Sales, Operations) and clients for reconciliations and risk resolution.

Qualifications:

• Bachelor’s degree in Business Administration, Economics, Industrial Engineering, Finance, or a related discipline.
• Min. 3-4 years of experience in Corporate Treasury, Cash Management, Financial Analysis, and/or Credit Risk & Collections.
• Knowledge in cash flow management, interest yield calculations, and money market instruments.
• Hands-on experience in managing client credit risk and receivables portfolios.
• Advanced presentation skills and strong ability to convey complex financial data clearly to stakeholders.
• Fluency in English (both written and spoken) is required for corporate and cross-border reporting.
• Advanced command of MS Excel (financial modeling and formulas).
• Keen interest in AI, RPA, and financial technologies, with a mindset for process automation.
• Strong analytical mindset, good communication, and strong organizational skills.