Insurance Product Manager / Underwriter

King River; Turkey; Hybrid; TRY 600,000 - 800,000; Full time

Benefits offered by this job

Hybrid work model

Flexible hours

Job summary

Cover Genius is seeking an Insurance Product Manager and Local Insurance Operational Manager to lead product development, pricing, and regulatory compliance for its Turkish operations. You will manage existing portfolios, develop new products, and support partnerships with customer-centric solutions.

The role requires 5+ years in insurance product development and pricing, a SEGEM qualification, and the ability to work exclusively for our agency.

Qualifications

• Experience in insurance product development, pricing and underwriting.
• Knowledge of Turkish Insurance Law (No. 5684) and related regulations.
• Valid SEGEM Technical Personnel Qualification Certificate.

Responsibilities

• Manage existing product portfolios and report on underwriting, product and policy wording.
• Ensure operations comply with Turkish Insurance Law and regulatory directives.
• Develop new products with solutions for partners and pricing models.
• Tailor products for new partners and support partnerships with customer-centric solutions.
• Provide weekly/monthly reporting with commentary for meetings.
• Coordinate with underwriters on content reviews and pricing.
• Oversee day-to-day insurance operations for the Turkish branch.
• Monitor regulatory developments across product lines.
• Collaborate with partnerships to develop proposals and financial models.

Skills

Insurance product development

Pricing

Underwriting

Regulatory knowledge

Education

Bachelor's in Insurance

Actuarial Sciences

Postgraduate degree desirable

Job description

The Company

Cover Genius is the global infrastructure for embedded protection. Active in over 60 countries and all 50 US States, we protect the customers of the world’s largest digital companies, including Klarna, Revolut, Stripe, Priceline, Agoda, Booking.com, Turkish Airlines, Tongcheng Travel, eBay, and Uber, with seamless, end-to-end experiences. Cover Genius has protected more than 73M customers globally across 240M policies with USD $3.2BN in gross written sales.

Coming off a stellar year with 40% YoY revenue growth and a recent $100M capital raise, putting our valuation at $1.9BN, we are accelerating into our next phase of growth. As part of our team, you’ll help drive our AI-first roadmap, developing hyper-personalization engines, agentic distribution, and automated claims infrastructure, while building the scalable technology powering the fast-growing $70B embedded protection market.

Our people are: Accountable, customer-obsessed, collaborative, driven

Our people are not: Passive, defensive, siloed, hesitant

Cover Genius is seeking an Insurance Product Manager and Local Insurance Operational Manager to join our insurance product team in developing and sourcing new products, and maintaining and enhancing existing products.

Cover Genius Insurance Product Managers are the resident experts across insurance product lines and the go-to resource for coverage analysis and innovation, pricing, and filing requirements and regulations.

You will be responsible for all aspects of products sourced and developed within our operations including developing and communicating product line strategies, and supporting the partnerships team in providing product solutions in order to meet partner demands and increase market penetration.

What will your day look like? You will...

• Day to day management existing product portfolios, including reporting and improvements to underwriting, product and policy wording
• Ownership for ensuring the agency’s operations adhere to the Turkish Insurance Law (No. 5684), the Insurance Agencies Regulation , and all supplemental directives or guidance issued by the SEDDK and related regulatory authorities.
• Support the solutions team in the development of new products across various business verticals and insurance product lines.
• Tailor products for new partners, supporting the partnerships team with customer‑centric solutions
• Weekly and monthly general reporting including presenting commentary at meetings as needed
• Managing day‑to‑day product requirements with underwriters, including content reviews, coverage requests and pricing
• Managing day‑to‑day Insurance Operations requirements for our Turkish branch
• Monitoring of regulatory developments across product lines
• Work closely with the partnership team on developing new partnerships and preparing proposals and financial modeling

To help us level up, you'll ideally have:

• 5+ years Experience in working in insurance product development, pricing and/or underwriting at an insurer or broker.
• Minimum 2 years of documented insurance experience (SGK records).
• Must hold a valid "Technical Personnel Qualification Certificate" issued by SEGEM.
• Must be able to work exclusively for our agency (cannot hold another job or be registered with another agency).
• No criminal record preventing employment in the insurance sector (as per Law No. 5684) and no history of bankruptcy/concordat.

Qualifications:

• Ideally a bachelor's degree in a relevant field e.g. a degree in Insurance or Actuarial Sciences (4 years) or other Undergraduate Degree (4 years) or Associate Degree in Insurance (2 years):
• A postgraduate degree and/or record of academic achievement is also desirable

Why Cover Genius?

At Cover Genius, we create magic by turning the archaic into the extraordinary. We take one of the world’s oldest and most complex industries and reinvent it with world‑class technology. Cover Genius doesn’t just disrupt legacy insurance; we make the impossible feel effortless. Our operating principles guide our mission:

• Make today matter: We deliver with urgency and excellence. We act decisively, move with intention, and hold a high bar.
• Act with accountability: We own our commitments and take pride in delivering results that move us forward.
• Grow together: We are a collective of curious minds. We learn from wins and setbacks, share knowledge generously, and elevate each other every day.
• Inspire Each Other: We push each other to think bigger and pull together to go further.
• Champion Our Customers: We lead with empathy and center the customer, turning complex disruptions into seamless moments of trust.
• Flexible Work Environment - Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.
• Don't just take our word for it - hear about our culture straight from our people here: story time.

Ready to make an impact? If you’re looking for a place where you’ll be challenged, trusted, and empowered, we’d love to meet you.

The Legal & Privacy Stuff

Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store, and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.