Credit Risk Analyst - Institutional Credit Management Underwriting - ISTANBUL

Citibank (Switzerland) AG; Fatih; Hybrid; TRY 300,000 - 450,000; Full time

Job summary

Citibank (Switzerland) AG in Istanbul is seeking a Credit Risk Analyst for Institutional Credit Management Underwriting. You will assess the credit and financial strength of Citi’s corporate clients, preparing risk write-ups and rating decisions.

The role focuses on continuous monitoring of the portfolio, collaboration with risk and banking teams, and adherence to credit policies. 0-2 years of relevant experience is expected, with fluent Turkish and English.

Qualifications

• 0-2 years of credit experience in Banking or Credit Risk Management.
• Fundamental analytical skills with understanding of liquidity, leverage and financial statements.
• Fluent Turkish and English.
• BA/BSc or higher in Business (MBA) or related subject.

Responsibilities

• Assess the credit and financial strength of Citi’s Corporate Banking clients including Large Corporates, Public Sector Entities, Financial Institutions by performing fundamental credit analysis.
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence.
• Continuous monitoring of the covered portfolio, tracking industry trends and escalation of potential credit issues to ICM-UW seniors.

Skills

Turkish language proficiency

English language proficiency

Microsoft Office

Education

BA/BSc in Business

MBA or related subject

Job description

## Credit Risk Analyst - Institutional Credit Management Underwriting - ISTANBULApply: Hybrid: Istanbul Turkey: Full time: Posted Today: End Date: October 7, 2026 (13 days left to apply): 26995916Institutional Credit Management Underwriting (ICM-UW) is an integral part of the ICM organization. ICM-UW’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking. These three groups have a shared commitment to ensuring the safety and soundness of wholesale lending across Citi.ICM-UW Credit Risk Analysts are responsible for a portfolio of client relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing. The role is part of the Turkish ICM team.**Key Responsibilities:*** Assess the credit and financial strength of Citi’s Corporate Banking clients including Large Corporates, Public Sector Entities, Financial Institutions by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors and time to time assist the credit assessment of Citi’s Global Network Banking clients.* Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.* Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking.* Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.**Knowledge/Experience:*** 0-2 years of credit experience in Banking, Credit Risk Management or equivalent.* Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.* Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.* Displays basic industry research capabilities, including risk and key drivers.* Basic understanding of Credit Policy and procedures; proactively refers to resources as needed.* Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.**Skills/Competencies:*** Assists colleagues in identifying stretch opportunities to elevate individual and team performance.* Proven culture carrier.* Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.* Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.* Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.* Microsoft Office (Word, Excel, and PowerPoint) skills.* Proficiency in Turkish and English.**Qualifications:*** BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.