Wealth Credit Risk Analyst (Private Banking)

PERSOL SINGAPORE PTE. LTD.; Singapore; On-site; SGD 36,000 - 45,000; Full time

Job summary

PERSOL SINGAPORE PTE. LTD. is seeking a motivated Credit Analyst to support the Private Banking Division, Wealth Credit team. This role offers exposure to credit risk management, securities financing, and private banking operations.

Key responsibilities include monitoring accounts, evaluating collateral and margins, aiding regulatory reporting, and driving process improvements. Candidates should have 1–2 years in banking/finance and strong Excel skills.

Qualifications

• Min. 1–2 years of relevant experience in banking/finance.
• Strong analytical and numerical skills with attention to detail.
• Basic understanding of credit risk, securities, or financial markets is advantageous.
• Good communication and stakeholder management skills.
• Proficiency in Microsoft Excel; Pivot Table and VLOOKUP are advantageous.
• Ability to work in a fast-paced and structured environment.
• Proactive and eager to learn.
• Strong sense of responsibility and risk awareness.
• Team player with good interpersonal skills.

Responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution.
• Support the maintenance and monitoring of exception handling for Private Banking clients.
• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks.
• Perform regular reviews of securities eligibility and margin ability.
• Assist with regulatory reporting and internal risk reporting requirements.
• Identify opportunities to improve processes and enhance risk controls and operational efficiency.
• Collaborate with stakeholders across business units to support product development and business initiatives.
• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects.
• Maintain strong working relationships with internal stakeholders and team members.

Skills

Excel

Pivot Tables

VLOOKUP

Education

Diploma or Degree in Banking/Finance/Business

Tools

Microsoft Excel

Pivot Tables

VLOOKUP

Job description

PERSOL SINGAPORE PTE. LTD. is seeking a motivated Credit Analyst to support the Private Banking Division, Wealth Credit team. This role offers exposure to credit risk management, securities financing, and private banking operations.

Key responsibilities include monitoring accounts, evaluating collateral and margins, aiding regulatory reporting, and driving process improvements. Candidates should have 1–2 years in banking/finance and strong Excel skills.