VP, Credit Analytics, Business Banking | Singapore, SG

United Overseas Bank; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A leading bank in Asia is seeking an experienced professional for credit risk management. This role involves optimizing underwriting policies, supporting business banking products, and generating risk reports. The ideal candidate has 5 years of experience in analytical roles, strong communication skills, and a background in Banking or Finance. This position is based in Singapore and offers a dynamic work environment.

Qualifications

• 5 years of experience in credit risk model development or analytical roles.
• Ability to communicate complex metrics clearly.
• Strong computing skills in SAS, SQL, with knowledge of R and Python.

Responsibilities

• Optimize underwriting and customer management policies using analytics.
• Support business banking products and credit programmes.
• Generate and analyze portfolio risk and capital reports.

Skills

Credit risk model development

SAS Programming

SQL

R

Python

VBA

Team collaboration

Communication skills

Education

Bachelor's degree in Banking & Finance, Financial Engineering, Statistics, or Computer Science

Tools

MS Office

SAS Enterprise Guide

SAS Enterprise Miner

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Responsibilities

• Optimize underwriting and customer/portfolio management policies through use of analytics and champion/challenger strategies. Support balance building activities such as top-ups, refinance, attrition management, etc. Ensure risk/return profile is optimized and within the Bank's risk appetite.
• Support business banking product and credit programmes, including the review / estimation of risk parameters, risk policies, product pricing, product structure, regulatory requirements, and analytics support for the development and enhancements of programme parameters
• Generate, analyse and monitor portfolio risk and capital reports, scorecard performance report and booking profile. Provide regular and ad-hoc credit risk analyses and advisory to business managers, senior management, regulators and other key stakeholders
• Generate regular and ad-hoc portfolio / CRM analytics and MIS. Work with the Analytics Support team to managing / enhance the BB analytics datamart and support relevant systems enhancements

Requirements

• > 5 years of experience in credit risk model development/validation, or similar analytic roles in a banking environment.
• Ability to communicate complex performance metrics in an easy-to-understand manner and tailoring them to different audiences.
• Ability to handle multiple projects with minimal supervision.
• Team player who can work well with cross functional teams in Group and regionally, good communication skills (verbal and written) and self-motivated.
• Strong computing skills: SAS - Programming, Enterprise Guide, Enterprise Miner; SQL and database familiarity; MS Office applications, including advanced spreadsheet functionalities. Competency in R, Python and VBA will be an added advantage.
• A good degree in Banking & Finance, Financial Engineering, Statistics, Computer Science, or equivalent.

Additional Requirements

University-Bachelor - Statistics & Mathematics

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territori...

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