Vice President, Portfolio Management

Jobscentral; Singapore; On-site; SGD 80,000 - 150,000; Full time

Job summary

An established industry player is seeking a Vice President to join their Portfolio Management team in Singapore. In this pivotal role, you will manage the lending portfolio across Asia Pacific, leveraging strong analytical skills to optimize returns and ensure regulatory compliance. Your expertise in lending execution and credit analysis will be essential as you collaborate with cross-functional teams to enhance operational effectiveness. This is a fantastic opportunity to contribute to strategic initiatives and drive process improvements in a dynamic banking environment, all while fostering a culture of excellence and mentorship for junior colleagues.

Qualifications

• 8+ years of experience in lending execution or credit analysis.
• University degree in relevant field; CFA/MBA is a plus.

Responsibilities

• Manage lending portfolio and optimize returns through analytics.
• Conduct credit reviews and monitor market developments.

Skills

Lending Execution

Credit Analysis

Financial Analysis

Communication Skills

Cross-Functional Collaboration

Education

University degree in business, economics, law, or relevant discipline

CFA or MBA

Job description

ING Bank

ING Bank covers Wholesale and Retail Banking in Asia Pacific. Our Wholesale Banking business is present and active in 11 major economies in the Asia Pacific, namely Australia, China, Hong Kong SAR, India, Indonesia, Japan, Philippines, Singapore, South Korea, Taiwan and Vietnam.

Asia is an important growth region for ING and the bank has unique strategic opportunities to tap into the Asian banking market.

About The Position

We have a great opportunity to join our Portfolio Management (PM) team as Vice President (VP), a new function within ING Lending franchise in Singapore. This is a mid-level lending professional role within the front office. As a key member of the PM team, your responsibility will be to actively manage the lending portfolio in Asia Pacific and optimize returns through strong analytics and capital velocity. You will work with colleagues from sector-based origination teams, specialized and corporate lending Transaction Management, Capital Markets & Advisory (particularly Loan Distributions), Risk and Legal, aligning with back office/support teams. The PM team also plays a key role in optimizing processes for regulatory readiness, operational effectiveness, and portfolio optimization.

Job Responsibilities

1. The PM team is the center of excellence for the in-life management of ING's lending exposure, covering activities from post-funding to final repayment. It collaborates with sector-based origination & structuring, transaction management, and other product specialists to ensure a seamless client experience. The team supports credit monitoring, analytics, risk reporting, and the delivery of ING's capital velocity targets, aided by Global Lending Support in Dublin and the ING hub in the Philippines. It also drives process improvements, standardization, and digitalization across Lending.
2. As a VP, your specific responsibilities include managing your portfolio files, conducting periodic credit reviews, processing amendments and waivers, preparing credit modifications for Risk approval, reviewing risk ratings, and proactive credit monitoring. You will identify early warning signals for credit deterioration and participate in capital velocity initiatives like loan sales, credit risk insurance, securitization, and risk transfers.
3. You will monitor market developments and manage their impact on your portfolio by preparing reports for regulators and stakeholders, maintaining databases, tracking metrics, and coordinating with offshore teams. Managing lending limits and capital velocity programs is also part of your role.
4. You will actively participate in Virtual Client Teams, engaging with relationship managers and sector specialists to discuss credit trends and opportunities, contributing to cross-buy initiatives.
5. Building a culture of operational excellence is essential. This includes staying updated on policies, contributing to strategic initiatives, improving credit monitoring processes, supporting transformation projects, and coaching junior colleagues.

Qualifications / Education

• University degree in business, economics, law, or relevant discipline. CFA and/or MBA are a plus.

Experience / Knowledge

• 8+ years of relevant experience in lending execution or credit analysis within banking.
• Experience in specialized lending (project, object, acquisition finance) and/or real asset sectors (energy, infrastructure, transportation, logistics, telecom, tech) is advantageous.

Competencies

• Collaborative team player with high adherence to Orange Code behaviors, embracing diversity and cross-cultural awareness.
• Strong financial and credit analysis skills.
• Excellent communication and presentation skills.
• Effective cross-functional and regional collaboration.
• Ability to thrive under pressure with multiple priorities.
• Dedicated, proactive, and eager for continuous improvement.
• Self-motivated, deal-oriented, and deadline-driven.
• Knowledge of lending legal documentation.
• Professional demeanor with a strong work ethic and positive attitude.