Job Summary
- Responsible for defining a forward-looking roadmap and delivering scalable, future-ready solutions within the domain of cards and digital payments.
- Accountable for architecture design and end-to-end solution delivery for card issuance and transaction processing systems.
- Engage in technical solution development, stakeholder coordination, vendor management, budgeting, and implementation tracking.
- Proactively manage technical risks and devise mitigation plans.
- Deep domain expertise in issuing/acquiring transactions and relevant operational standards.
- Familiarity with systems such as card management platforms (e.g., card linking systems and C-series platforms), and messaging standards like ISO 8583.
- Direct experience with schemes including Visa, Mastercard, and other national networks, including scheme compliance requirements.
- Working knowledge of integrations with processors and national platforms is desirable.
- Understanding of web service protocols (SOAP, REST, JSON) and back-office interfaces.
- Exposure to security technologies including HSM configuration, encryption standards (3DES, AES, SM4), hashing (SHA), and cryptographic key management.
- Awareness of chip-based standards (EMV), compliance frameworks (PCI DSS, PA DSS), and tokenization or 3DS implementations.
- Prior involvement in EFT switching environments or online transaction systems.
Key Responsibilities
- Hands-on usage of automation tools and simulators for testing and validation.
- Exposure to modern wallet technologies (e.g., mobile NFC, QR-based payment, and digital token-based solutions) is an added advantage.
- Solid command of Unix/Linux systems, including shell scripting for automation.
- Comfortable with various development lifecycles including waterfall and iterative/agile delivery models.
- Strong communicator across both technical and business stakeholder groups.
- Actively shares insights and mentors peers within the domain.
- Effective in issue resolution, prioritisation, and time management.
- Takes initiative in information gathering, collaboration, and continuous improvement.
- Prior banking or payments industry experience is preferred.
- Familiarity with cloud-based implementations and digital transformation journeys is an advantage.
- Working knowledge of open banking APIs and integration patterns is a plus.
- Capable of reviewing requirements, conducting impact and gap analyses, producing architecture blueprints, scoping efforts, and producing required documentation (functional specs, technical designs).
- Recognised as a domain lead or subject matter expert with both technical and business fluency.
- Demonstrates cross-team collaboration, stakeholder engagement, and strong influencing skills at multiple levels.
Skills and Experience
- Practical knowledge of card issuing, encryption protocols, digital interfaces, and messaging frameworks.
- Experienced in contact/contactless card systems, scheme integrations, and transaction processing.
- Familiarity with data security requirements including PCI compliance.
- Direct integration experience with major card schemes is essential; additional exposure to regional or national switch integrations is beneficial.
- Hands-on exposure to modern wallet ecosystems and QR/evolving payment mechanisms is a plus.
- Solid background in API-driven integrations and service orchestration.
- Strong documentation and architecture design capabilities.
- Problem-solver with strong team orientation and delivery focus.
Qualifications
- Degree in Computer Science, Information Systems, or a related technical field.
- 8 to 15 years of relevant industry experience in financial systems, technology delivery, or payments innovation.
Argyll Scott Asia is acting as an Employment Agency in relation to this vacancy.