Underwriting Analyst (Singapore)

Unlimit; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading fintech company, Unlimit, seeks an Underwriting Analyst to review applications, perform credit analysis, and enhance internal processes for merchant on-boarding. Ideal candidates are detail-oriented, analytical, and experienced in underwriting with a strong understanding of compliance regulations.

Benefits

Attractive monthly salary

Modern workplace with necessary equipment

Multicultural working environment

Qualifications

• At least 3 years of experience in acquiring and merchants underwriting.
• Understanding of AML, KYC, PCI, and Internal Controls.
• Knowledge of Card Schemes rules.

Responsibilities

• Perform underwriting and risk assessment of new and existing customers.
• Provide support for audits and periodical reviews.
• Evaluate procedures to optimize merchant on-boarding.

Skills

Detail-oriented

Analytical skills

Communication

Organized

Initiative

Job description

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About Unlimit

Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: www.unlimit.com.

Job purpose:

Underwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory and compliance perspective.

Part of this role is also to facilitate the Company’s growth by scaling internal processes and focus on continuous optimization and automation.

Main duties and responsibilities:

• Ensure adherence to Company and Card Schemes rules and policies
• Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
• Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
• Perform calculation of the financial risk exposure and the relevant risk mitigation measures
• Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
• Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
• Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
• Provide support for periodical reviews and audits
• Continuous process improvement and sharing best practice
  
  
  

Main qualification, skills and experience:

• At least 3 years of experience in acquiring and merchants underwriting
• Understanding of AML, KYC, PCI and Internal Controls
• Knowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoring
• Extremely detail-oriented, organized and have the ability to multi-task
• Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
• Take initiative, ownership and committed to challenging the status quo
• Self-starter who enjoys a fast-paced environment
• Excellent written and verbal communication
• Analytical skills to identify and assess potential fraud and compliance issues
• Demonstrated skills in risk assessment. The ability to escalation when appropriate
  
  
  

We offer:

• Attractive monthly salary paid in line with experience
• Modern workplace with all necessary equipment
• A team of top international professionals to learn from
• Multicultural working environment
  
  
  

Join Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

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