Test Analyst / Payments

HIGHTECH PAYMENT SYSTEMS SINGAPORE PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A payment processing company in Singapore is seeking an experienced QA tester for card products. The ideal candidate will oversee testing strategies, execute various testing phases, and ensure compliance with technical specifications. Required qualifications include a Bachelor's Degree in IT and over 4 years in the Payments sector, with strong skills in CARD issuing and testing protocols. Flexibility for travel and working hours is essential.

Qualifications

• Minimum 4+ years of relevant experience in the Payments industry.
• Excellent command of English (written and spoken).
• Willingness to travel to customer locations (domestic and international).

Responsibilities

• Execute functional and user acceptance testing for card products.
• Conduct certification testing with major schemes (VISA, Mastercard, AMEX).
• Collaborate with development and QA teams on test scope.

Skills

Deep domain knowledge in Card Issuing (VISA, MCI, AMEX)

Strong understanding of card lifecycle and fraud management

Hands-on experience with ISO8583 transactions

Proven experience with certification testing for VISA/MCI/AMEX

Experience in SQL, PL SQL

Strong communication skills

Education

Bachelor's Degree in Computer Science, Information Technology

Tools

JIRA

Confluence

SoapUI

REST API

Unix

Job description

Mission

In the context of project, software or configuration developments, you work on the implementation of test strategies. You oversight the delivery chain and provide visibility on the progress & issues that affects the testing timeline, managing the entire defect lifecycle, in order to guarantee the conformity of the development with the technical and functional specifications as well as with the quality standards

Key Responsibilities

• Execute functional, performance, system integration, and user acceptance testing for card products and related systems.
• Validate all stages of the customer and card lifecycle, including card issuance, transaction types, fraud checks, chargebacks, statements, rewards, and account closure.
• Conduct detailed testing around ISO8583 messaging and related transaction flows.
• Perform certification testing with major schemes (VISA, Mastercard, AMEX).
• Handle customer defect triage, resolution, and communication.
• Collaborate with development, business, and QA teams to align on test scope and defect management.
• Manage and execute test cases using tools like JIRA and Confluence.
• Utilize SQL/PL SQL for backend validations and data-driven testing.
• Work with simulators and tools such as VISA/Mastercard/AMEX simulators, SoapUI/REST API, and Unix environments.
• Contribute to reporting and documentation for internal stakeholders and clients.
• Support client onboarding, training, and go-live readiness as needed.

Skills

Must-Have Skills:

• Deep domain knowledge in Card Issuing (VISA, MCI, AMEX)
• Strong understanding of customer boarding, card lifecycle, fees, collections, fraud management, rewards, and reporting
• Hands-on experience with ISO8583 transactions, multi-currency, DCC, and account structures
• Cards Personalization including CHIP Tags, Track data, PIN management, and authorization flows
• Familiarity with Credit, Debit, and Prepaid card products
• Proven experience with certification testing for VISA/MCI/AMEX
• Experience in SQL, PL SQL, JIRA, Confluence, SoapUI/REST API, Unix
• Strong communication, customer interaction, and defect management skills

Nice-to-Have Skills:

• Knowledge of PowerCARD or any cards platform
• Understanding of acquiring and switch systems
• ISTQB Certification
• Knowledge of programming languages and development lifecycle

Qualifications

• Bachelor’s Degree in Computer Science, Information Technology, or related field
• Minimum 4+ years of relevant experience in the Payments industry with a focus on the Cards domain
• Excellent command of English (written and spoken)
• Willingness to travel to customer locations (domestic and international)
• Flexibility to work outside standard business hours, including weekends, if needed