Software Engineer - AVP ( Loan Origination)

OCBC; Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits package

Professional development opportunities

Job summary

OCBC is seeking an experienced software engineering leader to drive end-to-end Loan Origination solutions for a regional squad in Singapore. You will lead hands-on development in Java, shape credit workflows, and advance automation and testing programs within a regulated banking environment.

You will collaborate with business, risk, and compliance stakeholders to ensure secure, scalable, and compliant deployments, leveraging AI to boost efficiency and outcomes.

Qualifications

• 5-8 years of software engineering experience (banking/financial services preferred).
• Proven delivery of Loan Origination Systems or digital lending platforms.

Responsibilities

• Lead end-to-end delivery of Loan Origination solutions within a regional squad.
• Provide hands-on technical leadership using Java and API-driven architectures.
• Drive automation, testing practices, and CI/CD implementations (Jenkins, GitLab).
• Ensure system reliability with observability and monitoring (Kibana).
• Manage data integrity through SQL development and database validation.
• Leverage AI technologies to enhance development efficiency and lending capabilities.
• Collaborate with business, operations, and regulatory stakeholders with strong documentation and audit traceability.

Skills

Java development

Loan origination domain

Team leadership

CI/CD tooling

MAS TRM compliance

Tools

Jenkins

GitLab

Kibana

SQL

Playwright

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
Join a role where you will deliver a secure, scalable, and compliant Loan Origination Platform that drives digital lending transformation in a highly regulated banking environment. You will shape credit workflows, customer onboarding, and lending automation while leveraging AI technologies (including MCP). You will collaborate closely with business, credit risk, and compliance stakeholders to deliver solutions that align with MAS TRM requirements and secure engineering practices.

How you succeed
You succeed by delivering robust, compliant, and scalable systems that align with MAS regulations and internal risk controls. You uphold strong engineering standards and a quality-first mindset, enabling high levels of automation and low defect rates while effectively balancing speed and governance. You foster a positive team culture, maintain high team engagement, and ensure strong audit readiness. You establish yourself as a trusted partner to business, credit risk, and compliance stakeholders while leveraging AI and automation to improve efficiency, quality, and delivery outcomes.

What you do

• Work within a regional squad of 12 engineers, driving the end-to-end delivery of Loan Origination solutions, including compliance screening, credit assessment, workflow orchestration, and document management.
• Provide hands-on technical leadership using Java and API-driven architectures while driving automation and testing practices across the squad.
• Ensure system reliability through observability and monitoring tools (e.g., Kibana) and implement strong quality engineering practices.
• Drive CI/CD practices (e.g., Jenkins, GitLab) to enable secure and controlled deployments with integrated testing and security checks.
• Manage data integrity through SQL development and database validation.
• Leverage AI technologies to enhance development efficiency, automation, and intelligent lending capabilities.
• Collaborate closely with business, operations, and regulatory stakeholders while ensuring proper documentation, effective communication, and audit traceability.

Who you are

• 5-8 years of experience in software engineering (banking or financial services experience preferred).
• Proven experience delivering Loan Origination Systems (LOS) or digital lending platforms.

Core Skills (Must-Have)

• Strong expertise in Java development.
• Solid experience in the loan origination and lending domain.
• Proven team leadership experience with end-to-end delivery ownership.
• Hands-on experience with CI/CD tools such as Jenkins, GitLab, or equivalent platforms.
• Familiarity with MAS TRM guidelines and working within regulated environments.

Preferred Skills (Good-to-Have)

• Experience with test automation tools such as Playwright, Selenium, or ACCELQ.
• Experience with AI technologies, including MCP or similar solutions.
• Exposure to observability and monitoring platforms (e.g., Kibana, logging and monitoring tools).

Strengths

• Strong understanding of credit workflows and lending processes.
• Experience integrating with core banking systems, credit bureaus, and KYC/AML platforms.
• Good knowledge of data governance, risk controls, and regulatory compliance practices.
• Excellent communication, stakeholder management, and problem-solving skills.
• Strong sense of ownership, accountability, and governance.

Who we are
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.