Senior Underwriter I (A&H)

Everest Group, Ltd. (Everest), is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in North America, Latin America, the UK & Ireland, Continental Europe and Asia Pacific regions. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Our most critical asset is our people. We offer dynamic training & professional development to our employees. We also offer generous tuition/continuing education reimbursement programs, mentoring opportunities, flexible work arrangements, and Colleague Resource Groups.

Role Purpose:

We are seeking a highly motivated Accident & Health (A&H) Underwriter to join our dynamic underwriting team, reporting to the Vice President, Head of A&H APAC. The successful candidate will be responsible for underwriting accident and health insurance products, including pricing and analytics, and supporting our business strategy across the APAC region. This role requires a deep understanding of the A&H insurance market and the ability to collaborate with internal and external stakeholders to drive business growth. The ideal candidate will have a background in insurance, reinsurance, or consulting, with significant exposure to the APAC market.

Key Accountabilities:

• Underwriting and Risk Assessment: Evaluate and underwrite new and renewal A&H treaties, ensuring profitability, compliance with company standards, and alignment with the company’s risk appetite.
• Pricing & Analytics: Develop and maintain health product pricing models, perform actuarial analysis, and leverage data analytics to guide decision-making and improve underwriting strategies.
• Market Insights & Strategy: Monitor market trends, competitor offerings, and regulatory changes within the APAC region. Provide insights and recommendations to shape underwriting strategies and product offerings.
• Relationship Management: Collaborate with cedants, brokers, and other stakeholders to manage partnerships and drive growth. Negotiate terms and conditions to ensure optimal deal structures.
• Product Development: Work closely with stakeholders and contribute to the creation of new product solutions that align with market needs.
• Team Collaboration: Actively engage with cross-functional teams, including claims, actuarial, legal, and finance, to ensure seamless execution of underwriting and pricing activities.

Knowledge, Skills & Competencies

• Experience: 5-15 years of experience from an insurance, reinsurance, or consulting background, with a strong focus on health insurance product pricing and analytics. Exposure to the APAC market is essential.
• Technical Skills: Strong knowledge of A&H insurance products, risk management principles, and pricing models. Proficiency in analytical tools and software used for pricing and underwriting.
• Educational Background: A degree in Insurance, Mathematics, Actuarial Science, Finance, or a related field. Actuarial qualifications or other industry certifications will be an advantage.
• Strategic Thinking: Ability to think critically and strategically, with strong problem-solving skills and a keen understanding of market dynamics in the APAC region.
• Communication: Excellent communication and interpersonal skills, with the ability to present complex information clearly to both internal and external stakeholders.
• Adaptability: Strong ability to work in a fast-paced, evolving environment, with a proactive approach to identifying opportunities for business growth and process improvement.
• Language: Knowledge of one additional local language in the APAC region is preferred.

What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn’t align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture:

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors.

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.