Senior KYT & TM Compliance Lead

Dtcpay; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

dtcpay, a MAS-licensed payment service provider, seeks a seasoned Compliance professional to lead KYT/TM monitoring on-site in Singapore. You will collaborate with Product, Data, and Engineering to refine rules and improve detection accuracy.

You will assess false positives, prepare STRs for L3 review, and mentor KYT/TM analysts, ensuring monitoring aligns with MAS AML/CFT guidance and PSA regulations.

Qualifications

• Bachelor's Degree or above in Business, Law, Accounting & Finance, Economics or related fields.
• At least 5 years of relevant working experience in compliance related roles in the Financial Institutions and/or Fintech/Payments Industry.
• Knowledge in MAS AML/CFT Guidelines and PSA regulations in Singapore affecting payments, fintech and DPT/digital assets.
• Excellent communication and business partnering skills; able to collaborate with multiple stakeholders.

Responsibilities

• Collaborate with Product, Data, and Engineering to develop and enhance KYT/TM tools as required.
• Assess false positives, adjust thresholds, and optimise rule logic to improve detection accuracy.
• Participate in user acceptance testing (UAT) for new KYT/TM system features and enhancements.
• Identify gaps in KYT/TM monitoring coverage and propose improvements.
• Assess patterns in transaction activity to identify risks and recommend mitigating controls.
• Ensure monitoring and reporting align with MAS AML/CFT requirements and other laws.
• Prepare Suspicious Transaction Reports (STRs) for L3 review and filing with authorities.
• Assign, review, and quality-check KYT/TM cases for accuracy and timeliness.
• L2 reviews and investigations for KYT/TM escalations; update SOPs and guidelines.
• Provide coaching and upskilling to KYT/TM analysts on red flags and investigative techniques.

Skills

AML/CFT knowledge

KYT/TM experience

Stakeholder collaboration

Analytical thinking

Bilingual communication

Education

Bachelor's Degree in Business, Law, Accounting & Finance, Economics or related fields

Job description

dtcpay, a MAS-licensed payment service provider, seeks a seasoned Compliance professional to lead KYT/TM monitoring on-site in Singapore. You will collaborate with Product, Data, and Engineering to refine rules and improve detection accuracy.

You will assess false positives, prepare STRs for L3 review, and mentor KYT/TM analysts, ensuring monitoring aligns with MAS AML/CFT guidance and PSA regulations.