Senior Executive, Business Development (E-Payment & E-Debit Card Solutions)

Phillip Securities Pte Ltd; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

A leading company is seeking a Product Manager to oversee the development of innovative e-payment and debit card solutions linked to securities accounts. This role focuses on regulatory compliance, risk management, and customer insights to drive product adoption and ensure a seamless user experience across multiple platforms. The ideal candidate should possess strong leadership skills with significant experience in digital payments and financial services.

Qualifications

• Minimum 5 years of experience in digital payments, with 2 years in a leadership role.
• Experience in product management for e-payment or debit card systems is essential.
• In-depth understanding of financial regulations and their application.

Responsibilities

• Design and oversee e-payment and e-debit card solutions implementation.
• Ensure products meet regulatory compliance and manage associated risks.
• Analyze customer behavior to enhance product features and drive adoption.

Skills

Digital payment systems

E-debit card technologies

Cybersecurity

Data analysis

Communication

Education

Bachelor’s degree in Business Administration, Finance, Computer Science, or related field

Job description

Responsibilities:

Product Development & Management

• Design and oversee the implementation of e-payment and e-debit card solutions linked to securities accounts.
• Develop a comprehensive roadmap for integrating financial and securities services into payment systems.
• Ensure seamless user experience and compatibility across multiple platforms.
• Drive innovation in digital wallet functionality, including real-time fund transfers and linked portfolio services.
• Collaborate with IT, product development, compliance, and marketing teams to align solutions with business goals.
• Coordinate with external vendors, payment gateways, and securities account providers for system integration.

Regulatory Compliance & Risk Management

• Ensure products meet all regulatory and compliance requirements, particularly around KYC/AML, securities regulations, and data privacy.
• Identify and mitigate operational and financial risks in the e-payment ecosystem.

Customer & Market Insights

• Analyze customer behavior, industry trends, and competitor offerings to enhance product features and drive adoption.
• Lead the development of educational materials to improve customer understanding and usage of products.
• Establish KPIs to measure success and oversee regular reporting of system performance, user satisfaction, and operational metrics.

Requirements:

• Bachelor’s degree in Business Administration, Finance, Computer Science, or related field.
• Minimum 5 years of experience in digital payments, with at least 2 years in a leadership role. Experience in securities trading is a plus.
• Proven experience in product management for e-payment or debit card systems, especially in contexts involving financial accounts or securities.

Skills & Competencies:

• Deep understanding of digital payment systems and e-debit card technologies.Familiarity with payment processing, clearing, and settlement systems.
• Strong knowledge of cybersecurity, encryption standards, and fraud prevention for e-payment platforms.
• Ability to lead cross-functional teams and manage projects.
• Strategic mindset with a strong customer-centric focus.
• In-depth understanding of financial regulations and their application to e-payments and securities.
• Strong analytical skills for data-driven decision-making and market analysis.
• Excellent written and verbal communication skills for engaging stakeholders and presenting strategic initiatives.
• Proficient in negotiating with external vendors, partners, and regulatory bodies.