Senior AML Compliance & Regulatory Risk Lead

Bank Of China Limited; Singapore; On-site; SGD 130,000 - 190,000; Full time

Job summary

Bank Of China Limited is seeking an AML/CFT regulatory advisor with strong MAS knowledge and a track record in financial crime compliance. The role requires translating complex MAS requirements into practical controls, guiding governance, and coordinating across business units.

The candidate will support enterprise risk assessments, policy development, and regulatory reporting, while coordinating with Head Office when needed. Excellent stakeholder engagement is essential.

Qualifications

• Bachelor's degree in Law, Finance, Accounting, Business, Economics or related discipline.
• 5–10 years of AML/CFT or regulatory compliance experience in a bank or financial institution.
• Experience interpreting MAS AML/CFT requirements and MAS notices/guidelines.
• Experience advising on regulatory impact assessments, gap analyses and policy reviews.
• Experience supporting Enterprise-Wide Risk Assessments and Customer Risk Assessment methodologies.
• Knowledge of transaction monitoring governance and regulatory expectations.
• ACAMS, ICA or equivalent certification is advantageous.

Responsibilities

• Serve as SME on AML/CFT/PF regulatory requirements including MAS Notices, Guidelines and Circulars.
• Provide technical/regulatory interpretation to business units; translate requirements into practical solutions.
• Research regulatory developments and assess impact on the Bank.
• Lead or support MAS regulation updates; conduct impact assessments and gap analyses.
• Draft and maintain AML policies, standards and guidance notes aligned with MAS/FATF.
• Support EWRA and CRA design, validation, and reporting to governance bodies.
• Assess new products for AML/TF/PF risk and participate in product approvals.
• Govern AML systems: KYC, transaction monitoring, and name screening; oversee access management.
• Prepare governance papers, reports and management information for senior management and committees.
• Build relationships with business units and technology to implement AML initiatives.

Skills

AML/CFT regulatory expertise

Regulatory interpretation

Stakeholder management

Policy drafting & governance

Regulatory change management

Education

Bachelor’s degree in Law/Finance/Business/Economics

Tools

KYC platforms

Transaction monitoring systems

Job description

Bank Of China Limited is seeking an AML/CFT regulatory advisor with strong MAS knowledge and a track record in financial crime compliance. The role requires translating complex MAS requirements into practical controls, guiding governance, and coordinating across business units.

The candidate will support enterprise risk assessments, policy development, and regulatory reporting, while coordinating with Head Office when needed. Excellent stakeholder engagement is essential.