Risk Architect – Data-Driven Underwriting & Growth

Monee SG Private Limited; Singapore; On-site; SGD 90,000 - 140,000; Full time

Job summary

Monee SG Private Limited is seeking a quantitative professional to lead end-to-end risk strategies, including underwriting, limit assignment, risk-based pricing, and tenure eligibility. You will manage lifetime value, monitor risk indicators, and analyze profitability to identify opportunities for product and strategy improvements.

You will collaborate with Data Science, Business Development, and Product teams to launch initiatives while controlling risk, staying aligned with market trends and

Qualifications

• Bachelor’s or Master’s degree in Math, Physics, Statistics, Quantitative Finance, Statistics, Computer Science, Economics, Business Analytics, Data Science, or other quantitative fields.
• Minimum 3 years experience in a quantitative role.
• Experience with analyzing large data sets to inform business decisions.
• Experience with A/B testing to verify hypotheses and drive actionable outcomes.
• Proficiency in SQL, Python, Excel, PowerPoint.
• Strong attention to detail and ability to identify data inconsistencies.
• Effective communication to present complex insights to stakeholders.

Responsibilities

• Responsible for end-to-end risk strategies including underwriting, limit assignment, risk based pricing and tenure eligibility.
• Manage the existing users’ life time value through post loan management including limit adjustment
• Develop and track key indicators from internal and external data sources to detect abnormal risk trends and optimize risk strategies.
• Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders.
• Assess business operations and market trends to enhance competitive positioning.
• Collaborate with Data Science, Business Development, and Product teams to launch new initiatives and grow the business while controlling risk

Skills

Data analysis

SQL

Python

Excel

Communication

Attention to detail

Education

Bachelor’s or Master’s degree in quantitative fields

Tools

PowerPoint

Job description

Monee SG Private Limited is seeking a quantitative professional to lead end-to-end risk strategies, including underwriting, limit assignment, risk-based pricing, and tenure eligibility. You will manage lifetime value, monitor risk indicators, and analyze profitability to identify opportunities for product and strategy improvements.

You will collaborate with Data Science, Business Development, and Product teams to launch initiatives while controlling risk, staying aligned with market trends and