Retail Banking KYC Maker/Checker

JUST RECRUIT SINGAPORE PTE. LTD.; Singapore; On-site; SGD 53,000 - 63,000; Full time

Job summary

JUST RECRUIT SINGAPORE PTE. LTD. is seeking a KYC Maker in Singapore’s Changi Business Park.

You will perform KYC reviews, verify client information, and ensure compliance with local regulations and Citi standards. The role involves monitoring records, flagging suspicious activity, and coordinating with internal teams to complete due diligence. The ideal candidate has 1–3 years of retail banking KYC/AML experience and a Bachelor’s degree.

Qualifications

• Bachelor's degree or equivalent experience.
• 1-3 year experience above in retail banking KYC/ AML role.
• Experience performing KYC reviews and ensuring documentation complies with local regulations.

Responsibilities

• Perform KYC reviews and ensure documentation comply with local regulation and Citi standards KYC reviews (Scheduled & Unscheduled Reviews for Client types across varied risk classes).
• Monitor and track KYC records, assist with action plans for expiring records, and ensure records are not past due.
• Highlight suspicious product usage from AML perspective to senior management for review.
• Assist Citi on KYC efforts in accordance to CBSU AML KYC Ops procedures.
• Determine if accounts are in scope and perform client identification, verification and screening.
• Validate customer information (address, employer, connectivity to PEP/SPF) using existing data or approved third party sites; perform enhanced due diligence when needed.
• Coordinate with internal units to ensure due diligence and documentation reviews.
• Send requests to Outreach/RM for accounts needing information to complete reviews.
• Maintain quality standards (>=90%) for KYC reviews; flag and address discrepancies.

Skills

KYC reviews

AML

Client due diligence

Education

Bachelor's degree

Job description

KYC Maker

Location: Changi Business Park

Salary: 5200pm

In this role, you’re expected to:

• Perform KYC reviews and ensure documentation comply with local regulation and Citi standards KYC reviews (Scheduled & Unscheduled Reviews for Client types across varied risk classes) including monitoring and tracking of KYC records, assisting with the development and execution of action plan for expiring records, and ensuring records are not past due
• Any suspicious product usage from AML perspective gets highlighted to senior management for further reviews promptly
• Assist Citi on KYC efforts in accordance to the CBSU AML KYC Ops procedures
• Determining if the accounts are in scope
• Client Identification, Verification and Screening
• Information such as customer’s address, employment (including employer), connectivity to PEP/SPF (Sanctions Screening), will be validated and confirmed. These will be validated based on existing information available or through approved third party sites. Based on the results, enhanced due diligence checks will be performed which include negative news and social media checks
• Partner with internal units to ensure adequate due diligence process is carried out for customer accounts and documentation reviews
• Send the requests to Outreach/RM for accounts where information is required to complete the review
• Ensure to maintain quality standards (90% and above) for the KYC reviews undertaken
• Ensure any tech issue/procedural clarifications gets highlighted to managers for further review and guidance
• Ensure to get Quality Control (QC) review done on files prior to submission and respond/correct any discrepancies identified during QC reviews
• Submit record for Business Approval once review is complete and respond/correct any discrepancies identified during BA reviews
• Has experience in calling customers as there is a probability that you might reach out to customers

Education:

• Bachelor's degree/University degree or equivalent experience
• 1-3 year experience above in retail banking KYC/ AML role.