KYC Checker- Retail/Wholesales/Private banking

JUST RECRUIT SINGAPORE PTE. LTD.; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

Citi in Singapore seeks an experienced KYC/AML professional to perform comprehensive reviews, document verification, and regulatory compliance across varied risk classes. You will manage due diligence, identify suspicious activity, and coordinate with internal partners to ensure timely, accurate records.

You will validate client information, perform enhanced due diligence, and ensure quality standards are met, including QC and BA reviews, with potential customer outreach when required.

Qualifications

• 5–8 years of relevant experience in KYC/AML/Due Diligence or banking experience preferred.
• Knowledge of AML/KYC policies, bank systems, applications and due diligence processes.
• Subject Matter Expert in KYC/AML domains.
• Strong analytical and data interpretation capabilities.
• Strong documentation skills to clearly articulate disposition.
• Adherence to controls and compliance standards.
• Detail-oriented, self-starter; able to work with minimal supervision.
• Able to multitask and meet deadlines in a high-pressure environment.
• Excellent verbal and written communication, with strong interpersonal skills.

Responsibilities

• Perform KYC reviews and ensure documentation complies with local regulation and Citi KYC standards for scheduled and unscheduled reviews across risk classes.
• Flag suspicious product usage to senior management for further reviews.
• Assist Citi on KYC efforts per CBSU AML KYC Ops procedures.
• Determine if accounts are in scope and perform client identification, verification and screening.
• Validate customer information (address, employment, connections to PEP/SPF) using existing data or approved third-party sites.
• Perform enhanced due diligence checks including negative news and social media screening.
• Collaborate with internal units to ensure due diligence and documentation reviews are carried out.
• Request information from Outreach/RM to complete reviews; maintain quality standards (≥90%).
• Highlight/resolve tech issues or procedural clarifications with managers; ensure QC reviews pass before submission.
• Submit records for Business Approval and address discrepancies from BA reviews.
• Experience in contacting customers by phone when necessary.

Skills

KYC/AML knowledge

Data analysis

Documentation

Regulatory compliance

Communication

Interpersonal skills

Multitasking

Team player

Job description

Changi Business Park
Contract Duration: 1st OCt 2026- Sep 2027

Requirements

• 5 - 8 years relevant experience in KYC/AML/Due Diligence or has banking experience is Preferred
• Knowledge of AML/KYC policies including bank systems, applications and due diligence processes
• Subject Matter Expert
• Strong analytical and comprehension skills with the ability to analyze and document large amounts of data
• Strong documentation skills to clearly articulate disposition
• Adherence to controls and compliance standards
• Detailed, well-organized, self-starter and capable of working under minimum supervision
• Able to multitask and meet deadlines in a high-pressure environment
• Effective verbal and written communication skills
• Strong interpersonal skills and results-oriented team player

In this role, you’re expected to:

• Perform KYC reviews and ensure documentation comply with local regulation and Citi standards KYC reviews (Scheduled & Unscheduled Reviews for Client types across varied risk classes) including monitoring and tracking of KYC records, assisting with the development and execution of action plan for expiring records, and ensuring records are not past due
• Any suspicious product usage from AML perspective gets highlighted to senior management for further reviews promptly
• Assist Citi on KYC efforts in accordance to the CBSU AML KYC Ops procedures
• Determining if the accounts are in scope
• Client Identification, Verification and Screening
• Information such as customer’s address, employment (including employer), connectivity to PEP/SPF (Sanctions Screening), will be validated and confirmed. These will be validated based on existing information available or through approved third party sites. Based on the results, enhanced due diligence checks will be performed which include negative news and social media checks
• Partner with internal units to ensure adequate due diligence process is carried out for customer accounts and documentation reviews
• Send the requests to Outreach/RM for accounts where information is required to complete the review
• Ensure to maintain quality standards (90% and above) for the KYC reviews undertaken
• Ensure any tech issue/procedural clarifications gets highlighted to managers for further review and guidance
• Ensure to get Quality Control (QC) review done on files prior to submission and respond/correct any discrepancies identified during QC reviews
• Submit record for Business Approval once review is complete and respond/correct any discrepancies identified during BA reviews
• Has experience in calling customers as there is a probability that you might reach out to customers