Relationship Manager, Corporate Banking
StriveX Singapore
Apply nowStriveX is partnering with a regional bank who is seeking a Relationship Manager to join their Corporate Banking team. In this role, you will be responsible for managing and growing a portfolio of corporate clients, with primary focus on strengthening client relationships while achieving business growth and profitability targets. Products coverage includes bilateral lending (term loans & working cap loans), trade finance, and structured/project finance.
Role and Responsibilities
- Cultivate relationships with both existing and prospective corporate clients, promoting banking solutions to meet their financial needs and the bank’s business objectives.
- Assess creditworthiness, industry risks, and the bank’s exposure, providing recommendations in line with internal Underwriting Standards and Credit Policies.
- Regularly review loan facilities to ensure alignment with account strategies and risk profiles, recommending adjustments as necessary while ensuring compliance with all relevant laws, regulations, and bank policies.
- Conduct annual or periodic reviews of clients’ financial health, repayment capacity, and industry developments, ensuring credit risks remain within acceptable levels.
- Maintain regular contact with clients to monitor account activity, identify new business opportunities, and implement strategies to maximize account profitability.
- Collaborate with internal departments, including Credit Administration and Operations, to ensure efficient processing of transactions and timely completion of credit facilities and documentation.
- Perform thorough Know Your Customer (KYC) checks for new clients and conduct periodic reviews to comply with regulatory and internal standards.
- Monitor underperforming accounts, propose corrective actions, and safeguard the bank’s interests, including managing loan-to-value (LTV) ratios and other risk mitigation measures.
- Act as a backup officer within the team when needed and assist in broader departmental activities as required.
Key Requirements
- 7-10 years of relationship management experience in Corporate Banking, with strong knowledge of credit evaluation, risk management, and loan structuring.
- Strong financial analysis skills with a deep understanding of credit policies and underwriting standards.
- Excellent client relationship management and business development skills.
- Ability to work independently while collaborating effectively with internal teams.
- Strong knowledge of regulatory compliance, particularly in KYC and due diligence practices.
- Effective communication, negotiation, and problem-solving skills.
Interested applicants please apply here with your updated CV.