Product Owner - Financial Crime AI & Analytics

STANDARD CHARTERED BANK; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

An international financial institution in Singapore seeks an experienced Product Owner for Financial Crime Analytics. You will drive the development of a centralized Data Store to improve how the bank detects and responds to financial crime risks. The role requires strong stakeholder management, agile product management skills, and a solid background in financial crime domains. A competitive salary and benefits will be offered, in line with Fair Pay standards.

Benefits

Core bank funding for retirement savings

Flexible working options

Continuous learning culture

Qualifications

• Demonstrated experience in the financial services sector, preferably within compliance, risk, or data platforms.
• Strong understanding of financial crime domains such as AML, fraud, and KYC.
• Proven track record in leading the development of data-related platforms.

Responsibilities

• Define and communicate a clear product vision for the analytics data store.
• Act as a bridge between technology, compliance, and analytics teams.
• Drive agile delivery of the platform, ensuring timely releases.

Skills

Stakeholder Management

Agile Product Management

Data Governance

Financial Crime Knowledge

Communication Skills

Education

10+ years of experience in relevant fields

Product Owner Certification (CSPO or PSPO)

Tools

Tableau

Power BI

MicroStrategy (MSTR)

Job description

JOB SUMMARY

We are seeking a strategic and technically proficient Product Owner to lead the development and implementation of a centralized Data Store for Financial Crime Analytics. This role will play a pivotal part in transforming how our bank detects, analyzes, and responds to financial crime risks by enabling a modern, scalable, and secure data environment that serves stakeholders across Compliance, Risk, Audit, and Data Science teams.

RESPONSIBILITIES

Strategy

• Product Vision & Strategy: Define and communicate a clear product vision for the financial crime analytics data store aligned with business goals and regulatory requirements.
• Alignment with Business Goals: Ensure that the product strategy aligns with the broader business objectives and regulatory mandates.
• Roadmap Development: Develop and maintain a product roadmap that outlines key milestones, deliverables, and timelines.

Business

• Stakeholder Engagement: Act as the bridge between technology, compliance, analytics, and operations teams. Facilitate workshops and ongoing collaboration to gather requirements and feedback.
• Value Proposition: Clearly articulate the value proposition of the financial crime analytics data store to various stakeholders.
• Market Analysis: Conduct regular market analysis to stay updated on industry trends, competitive landscape, and emerging technologies.

Processes

• Agile Delivery: Drive agile delivery of the platform, ensuring timely releases and effective prioritization across ingestion pipelines, data models, and access layers.
• Backlog Management: Own, prioritize, and refine the product backlog; translate complex regulatory and analytical needs into user stories and data product features.
• Process Improvement: Continuously identify and implement process improvements to enhance efficiency and effectiveness in product development and delivery.

People & Talent

• Team Collaboration: Foster a collaborative environment among cross-functional teams, including data architects, engineers, and governance teams.
• Skill Development: Identify skill gaps and work with HR to provide necessary training and development opportunities for team members.
• Performance Management: Set clear performance expectations and provide regular feedback to team members to ensure high performance and accountability.

Risk Management

• Regulatory Compliance: Ensure the platform meets banking regulatory standards (e.g., AML, KYC, FATF, GDPR) and incorporates appropriate controls for data access, lineage, and quality.
• Risk Mitigation: Identify potential risks related to financial crime analytics and develop mitigation strategies.
• Incident Management: Establish and maintain processes for incident management, ensuring quick resolution of any issues that arise.

Governance

• Data Governance: Work closely with data governance teams to define the structure, metadata, and security standards of the data store.
• Regulatory Engagement: Engage with regulatory bodies and auditors to ensure compliance and address any concerns related to the financial crime analytics platform.
• Policy Adherence: Ensure that all activities and processes adhere to internal policies and external regulatory requirements.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• CIB Conduct & Control team
• Regional COO teams
• Client Management Country and Regional teams
• Other CIB COO teams
• FCSO team
• FCE2E CPO and project team

Other Responsibilities

Embed Here for good and Group’s brand and values in CIB Operations Data Insights and Analytics in Singapore; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

10+ years of overall experience, including significant tenure as a Product Owner
• Demonstrated experience in the financial services sector, preferably within compliance, risk, or data platforms

Strong Understanding of Financial Crime Domains:
• In-depth knowledge of AML, fraud, sanctions screening, or KYC processes

Experience in Data or Analytics Platform Builds:
• Proven track record in leading the development of data lakes, data warehouses, or similar platforms.
• Added advantage of experience with modern cloud technologies (AWS, Azure, GCP)

Familiarity with Data Governance and Compliance:
• Understanding of data governance principles, metadata management, and regulatory compliance requirements.
Stakeholder Management and Communication:
• Excellent skills in managing and communicating with stakeholders across various functions.
• Agile Product Management:
• Strong experience in agile methodologies, including backlog management, sprint planning, and user story creation.

Preferred Skills:
Knowledge of Data Analytics Tools and Reporting Platforms:
• Proficiency in using tools such as Tableau, Power BI, and MicroStrategy (MSTR)

Experience with Data Science and Machine Learning Teams:
• Familiarity with working on financial crime use cases involving data science and machine learning

Product Owner Certification:
• Certified Scrum Product Owner (CSPO), Professional Scrum Product Owner (PSPO), or similar credentials.
Working Knowledge of Banking Regulations:
• Understanding of global compliance standards and banking regulations.

Additional Skills:
Product Vision & Strategy:
• Ability to define and communicate a clear product vision aligned with business goals and regulatory requirements.
Backlog Management:
• Expertise in owning, prioritizing, and refining the product backlog; translating complex needs into user stories and features.
Data Architecture Collaboration:
• Experience working closely with data architects, engineers, and governance teams to define data structure, metadata, and security standards.
• Delivery Oversight:
• Proven ability to drive agile delivery, ensuring timely releases and effective prioritization.
Regulatory & Security Focus:
• Strong focus on ensuring the platform meets regulatory standards and incorporates appropriate controls for data access, lineage, and quality.
Value Measurement:
• Ability to define KPIs and success metrics; continuously assess the impact of the data store on improving financial crime detection, investigation time, and analytics enablement.

Role Specific Technical Competencies
• Product Management
• Financial Crime Knowledge
• Data Analytics and Reporting
• Data Platform Development
• Agile Methodologies
• Stakeholder Management
• Data Governance and Security
• Regulatory Compliance
• Business Analysis
• Machine Learning and AI
• Project Management
• Communication Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers