Risk MIS & Reporting Manager

United Overseas Bank (Vietnam) Limited (UOB); Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

An established industry player is seeking a skilled analyst to lead credit portfolio management and risk analysis. In this pivotal role, you will develop automatic reports and interactive dashboards that empower data-driven decisions, while also contributing to the enhancement of credit policies. You will utilize your expertise in statistical scoring and risk management to analyze business requirements and recommend strategies for risk mitigation. This position offers an exciting opportunity to make a significant impact in a dynamic banking environment, where your insights will shape the future of retail banking products and services.

Qualifications

• Deep understanding of credit policies and risk management practices.
• Experience in developing reports and dashboards for data-driven decisions.

Responsibilities

• Lead credit portfolio monitoring and analysis for retail banking products.
• Develop reports and dashboards to assist data-driven decision-making.
• Manage risk levels and prepare presentations for senior management.

Skills

Credit Portfolio Management

Data Analysis

Statistical Scoring

Risk Management

Data Mining

Loan Loss Forecasting

Education

Bachelor's Degree in Finance or related field

Master's Degree in Finance or related field

Tools

Data Processing Tools

Interactive Dashboards

Job description

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Responsibilities

1. Lead credit portfolio trend monitoring, segmentation analysis and benchmark setups for new acquisition and portfolio management for Retail banking products.
2. Develop automatic reports and interactive dashboards to assist data-driven decisions in collaboration with other functions from Global Technology, Group Risk, etc.
3. Use data processing tools for performing analytics and related MIS.
4. Contribute to the development of new techniques and improvement of processes and workflows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management.
5. Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, regression, and simulation techniques.
6. Analyze business requirements and explore opportunities with data mining by using Decision tree approach for risk mitigation recommendations.
7. Manage risk levels for the entire credit performance across Retail banking products and prepare risk management presentations for senior management.
8. Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes, and other related initiatives.
9. Assist in scorecard implementation and model validation review.
10. Create and renew process procedures and documentation with data quality assurance controls.
11. Proactively stay informed on developments and news in the industry.
12. Require a deep understanding of loan loss forecasting and loan loss reserve methodology.
13. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding its clients and assets, by driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.
14. Provide technical training and support to junior analysts.