MD Senior Credit Manager (Team Lead) (Commercial Banking)

OCBC (Singapore); Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

A leading financial services provider in Singapore is looking for a Team Lead to manage credit managers and oversee credit risk approval for large clients. The role involves assessing credit proposals, ensuring portfolio quality, and collaborating with business units to achieve growth while maintaining high credit standards. Candidates should have a degree and at least 20 years of experience in banking, demonstrating robust leadership and analytical skills. Competitive salary and flexible benefits are offered to support employee aspirations.

Benefits

Competitive base salary

Holistic, flexible benefits

Industry-leading learning opportunities

Qualifications

• At least 20 years of relevant banking experience.
• Ability to make timely credit decisions.
• Strong understanding of credit processes and loan documentation.

Responsibilities

• Lead a team of credit managers and manage portfolio quality.
• Assess and approve credit proposals within lending authority.
• Manage assigned portfolio and escalate problem accounts.

Skills

Client relationship management

Credit risk approval

Leadership

Analytical skills

Stakeholder management

Education

University degree

Job description

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Roles and Responsibilities: -

• To lead a team of credit managers and manage portfolio quality of the team.
• To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank's risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
• To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
• To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers' credit quality with follow-up action plan to minimise/mitigate identified risks.
• To work closely with Business Unit to achieve business growth and the Bank's strategic objectives without compromise on credit quality standards through appropriate transaction structuring and taking a balanced approach.
• To undertake ad hoc projects/tasks as may be required from time to time.

Requirements: -

• University degree with at least 20 years of relevant banking experience in client relationship management and credit risk approval covering large corporates and/or SMEs from diversified industries.
• Possess sharp business acumen and strong credit analytical skill with ability to make timely credit decisions.
• Demonstrate track record in leading a team and managing senior stakeholders.
• Able to work under pressure with tight turnaround time.
• Strong leadership qualities, stakeholder management and interpersonal skills.
• Good understanding of credit processes, loan documentation and able to keep abreast of latest market/industry developments.
• Experience in merger & acquisition financing transactions would be an added advantage.

What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.