Manager, Retail Risk Analytics

Standard Chartered India; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

A leading international bank seeks a Manager with an advanced quantitative degree to develop risk models and analytics for retail banking. The ideal candidate will have 1-4 years' experience in statistical modeling and a solid understanding of consumer finance. This role involves leading teams, ensuring compliance, and providing analytics support across global businesses, contributing to impactful decisions in the banking sector.

Qualifications

• 1-4 years of hands-on experience in statistical modeling.
• Proficient in statistical programming in SAS or similar.
• Understanding of retail banking and consumer finance.

Responsibilities

• Develop risk models and perform analytics for retail banking.
• Lead team to ensure compliance with conduct principles.
• Provide analytic support to Standard Chartered businesses.

Skills

Analytical thinking

Attention to detail

Problem-solving

Communication

Presentation skills

Strategic thinking

Education

Bachelor's or advanced degree in Statistics

Applied Mathematics

Operations Research

Economics

Engineering

Tools

SAS

Job description

Job Summary

This position is for a Manager with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language, and a good understanding of retail banking / small business lending businesses. The individual will use these skills in the development of risk models (IRB, IFRS9, Custom Scorecards, and others) and other risk analytics in retail banking / small business lending portfolios. Responsibilities include developing statistically derived predictive models, performing decision tree-based customer segmentation & profiling analyses, assisting business implementation of sophisticated Regulatory and Scoring models, and providing analytic support to Standard Chartered businesses across the globe.

Key Responsibilities

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
• Understand and ensure compliance with all applicable laws, regulations, guidelines, and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters effectively and collaboratively.
• Serve as a Director of the Board and exercise authorities delegated by the Board of Directors in accordance with Articles of Association.

Other Responsibilities

• Embed Here for good and Group's brand and values in the team.
• Perform other responsibilities assigned under Group, Country, Business, or Functional policies and procedures.

Skills And Experience

• Analytical, strategic, and conceptual thinking.
• Attention to detail and problem-solving skills.
• Excellent verbal and written communication, including presentation skills.
• Highly motivated, organized, and methodical.

Qualifications

• Bachelor's or advanced degree (Masters or higher) in Statistics, Applied Mathematics, Operations Research, Economics, Engineering, or other quantitative disciplines.
• Good understanding of retail banking / small business / consumer finance products and business life-cycles.
• 1-4 years of hands-on experience in statistical modeling in credit risk for retail banking / small business / consumer finance portfolios.
• Proficient in statistical programming in SAS or similar, with strong analytical skills.
• Experience in data mining and understanding data patterns.
• Exposure to international markets and direct interaction with business is a plus.

About Standard Chartered

We are an international bank committed to making a positive difference for our clients and communities. We value diversity, inclusion, and strive to be here for good. Join us to grow and make an impact.