Lending direct acquisition Business Development Manager

OCBC Bank
Singapore
SGD 40,000 - 80,000
Job description

Why Join

Global Commercial Banking serves businesses of all shapes and sizes, from micro start-ups to small and medium-sized enterprises in a spectrum of industries. We provide key services from trade, financing, and cash management to help businesses buy, sell operate daily. We offer expertise and beyond banking solutions for successful expansion locally and internationally.

Running a business is never easy. That’s where we come in, fulfilling everything beyond banking needs. Fuelled by your empathy for businesses, you’ll stand at the forefront of partnering small and medium-sized companies, supporting them throughout their business lifecycle. With SMEs making up 99% of businesses that provide jobs to 7 out of 10 employees in Singapore, #OpportunityStartsHere on making real impact in developing these vital building blocks of our country’s economy, bringing bold business ambitions of young start-ups to life, being a pillar for business owners to lean on in times of need and a partner to chart their growth today for a stronger tomorrow.

What you do

  • Proactively engage SME owners to understand their financing needs and offer holistic/tailored loan products
  • Understand the business life cycle of small businesses to help them expand their reach and provide prudent financial solutions that best fit the business’ growth plans and financial goals.
  • Demonstrate good credit acumen with ability to mitigate financing risks to ensure robustness of our credit portfolio.
  • Strong cross team collaborations with internal and external stakeholders to nurture and grow new business and partnership opportunities.

Who you work with

  • SME owners: You will connect directly with SME owners to understand their financing requirements & offer tailored solutions
  • Internal Stakeholders: Collaborate closely with internal stakeholders to ensure that the proposed loan offering & application process is sound and efficient
  • Other Sales & Support teams: Partner with colleagues across various teams to better support any other banking needs which customer may require

Who we are

Singapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.

And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Qualifications

How you succeed

  • Degree holder, with min. 1-2 years of credit and sales experience covering local SMEs
  • Take initiative and Drive Results: You are a self-motivated individual who is eager to contribute to the broader business strategy by actively identifying new opportunities and challenges
  • Build Strong Relationships: Strong communication and interpersonal skills to understand customer’s financial needs and collaborate effectively with stakeholders across various departments
  • Demonstrate Analytical skills: Interpret and assess company’s financials to propose sound financing solutions
  • Thrive in a Dynamic environment: Embrace a fast-paced work environment while adapting to changing priorities and challenges
  • Focus on Results: Stay highly focused, driven and determined to measurable outcomes, which includes meeting or exceeding targets
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