Legacy & Retirement Planning Specialist

LUNA RESEARCH GROUP PTE. LTD.; Singapore; On-site; SGD 45,000 - 61,000; Full time

Benefits offered by this job

Certification sponsorship

Development program

Uncapped commission after probation

Job summary

LUNA RESEARCH GROUP PTE. LTD. is building a specialist Retirement, Estate & Family Wealth practice.

We offer a fixed salary during ramp-up and a structured development track designed to train advisers for long-term client relationships, not generic product selling. This role focuses on retirement income planning, wealth preservation, and legacy structuring, with ongoing training from lawyers and fund houses.

Qualifications

• Diploma or degree or full A-Levels in any field.
• Strong communication skills to explain complex retirement concepts.
• Maturity to earn clients' trust on long-term financial decisions.
• Patient, relationship-driven, with long advisory cycles.

Responsibilities

• Advise clients on retirement planning, CPF/SRS optimisation, wealth accumulation and drawdown.
• Run in-depth financial needs analyses covering wealth built, protected, drawn down, and passed on.
• Build long-term relationships with clients and their families.
• Host and curate retirement and legacy planning events and briefings.
• Work with lawyers, fund houses, and investment trainers for ongoing training.
• Develop into a senior advisory or leadership role as you build your book.

Skills

Retirement planning

Estate planning

Client relationship management

Financial analysis

Education

Diploma / Degree / A-Levels

Job description

Retirement, Estate & Family Wealth Track

We're building a specialist practice helping clients plan for two of the most important stages of financial life: a secure retirement, and the legacy they pass on afterward. We're looking for a small number of capable people to groom into this space, backed by a real fixed salary during ramp-up and a development track built for advising clients on long-term wealth, not just selling products.

This is a relationship-led advisory role — retirement income planning, wealth preservation, and estate and legacy structuring. It rewards depth and trust over pressure selling.

What you'll do

• Advise clients on retirement planning — income strategies, CPF/SRS optimisation, wealth accumulation and drawdown — and on legacy and estate planning as their needs evolve
• Run in-depth financial needs analyses covering how a client's wealth is built, protected, drawn down, and eventually passed on
• Build and deepen long-term relationships with clients and their families
• Host and curate retirement and legacy planning events and briefings
• Work alongside specialists — lawyers, fund houses, and investment trainers — who deliver ongoing technical training
• Develop into a senior advisory or leadership role as you build your book

The package

• Fixed monthly salary of up to $4,000 (based on experience) for your first 3 months— probation period
• A fully sponsored Certified Estate Planner certification, plus ongoing monthly training from lawyers, fund houses, and investment specialists — a deep, continuous development track, not a single course
• After probation: a commission-based model with no ceiling. Advisers who establish themselves in this practice typically build toward $5,000+/month as their book matures
• A defined progression path into senior advisory and leadership roles

The support behind you

This isn't a brochure-and-phone practice. You're plugged into a systematized advisory operation built to handle long-term client relationships:

• Tools that turn hours of portfolio and policy review into minutes, so you walk into every meeting already knowing where the gaps are
• A market and intelligence system that keeps you genuinely informed for substantive client conversations
• Client-facing modelling tools to present retirement income and legacy scenarios live, clearly, on screen
• A structured pipeline system so client relationships are nurtured, not forgotten

Who this is for

• Diploma / Degree / full A-Levels in any field — career-switchers from corporate, banking, sales, or service backgrounds do well here
• Strong communicators who can make complex retirement and estate concepts simple
• People with the maturity to earn clients' trust on long-term financial decisions
• Patient, relationship-driven, and comfortable with longer advisory cycles
• Self-directed, organised, and able to manage shifting priorities