Head of Payments Technology

STANDARD CHARTERED BANK; Singapore; Sur place; SGD 150 000 - 210 000; Plein temps

Résumé du poste

STANDARD CHARTERED BANK is seeking a senior technology leader to own and drive the payments technology agenda across defined business and geographic areas. The role focuses on building scalable, secure payment rails, real-time capabilities and reliable settlement across domestic and cross-border flows.

You will partner with Payments Business, Product, Platforms and Operations to translate market priorities into scalable technology solutions while maintaining resilience and regulatory alignment.

Responsabilités

• Execute the Payments technology strategy for the assigned business and geographic remit.
• Deliver target-state capabilities for payment routing, settlement, and market connectivity.
• Lead engineering delivery of domestic and cross-border payment flows with reliability and security.
• Ensure payment systems meet resilience, security, and regulatory requirements.
• Drive standardisation, automation and reuse of payment patterns across platforms.

Description du poste

Job Summary

• This role could be based in Singapore and India. When you start the application process you will be presented with a drop down menu showing all countries, Please ensure that you select a country where the role is based.
• The Head of Payments Technology is a senior domain technology leader responsible for the development, delivery and reliability of the Bank's payments ecosystem across assigned business and geographic areas. Reporting to the CIO, Cash, the role is accountable for payment routing, market infrastructure connectivity, clearing rail integration, settlement capabilities, Nostro/Vostro mechanics and emerging digital payment rails within its remit. The role is responsible for executing the Payments technology strategy for the assigned business and/or geographic remit, aligned to the direction set by the CIO Payments.
• Leading a specialised team of domain engineers and business analysts, the role drives the engineering and delivery of complex domestic and cross-border payment flows, ensuring transactions are processed securely, reliably and efficiently while meeting client, regulatory, market infrastructure and operational resilience requirements.
• The role partners across Payments Business, Product, Payment Platforms, Operations, Treasury, Architecture and Engineering to translate business and market priorities into scalable technology solutions, supporting growth, regulatory change, evolving payment infrastructures and increasing client complexity.

Key Responsibilities

Strategy

• Execute the Payments technology strategy for the assigned business and/or geographic remit, aligned to the direction set by the CIO Payments.
• Deliver the target-state capabilities for payment routing, settlement, clearing connectivity, Nostro/Vostro and funds movement services.
• Establish and execute roadmaps for payment scheme connectivity, ISO 20022, intelligent routing and next-generation settlement capabilities.
• Maintain the stability, resilience and scalability of payment systems and rails against client, scheme and regulatory requirements.
• Drive adoption of real-time payments, APIs, programmable payments, digital assets and other emerging payment capabilities relevant to the remit.

Business

• Partner with Business, Product, Treasury and Operations to translate client and market requirements into scalable payment technology solutions.
• Enable business growth through reliable domestic, cross-border and real-time payment capabilities and differentiated client solutions.
• Optimise payment routing, settlement and liquidity outcomes, balancing client experience, resilience, cost and regulatory requirements.
• Support new propositions, market expansion, regulatory change and payment infrastructure transformation.
• Provide senior technology leadership on complex client, payment scheme and market infrastructure requirements.

Delivery & Engineering

• Co-lead solution design with the Head of Move Money and own engineering and delivery of complex domestic and cross-border payment flows within the assigned remit.
• Lead engineering implementation of routing, settlement, clearing rail integration, Nostro/Vostro and associated payment capabilities.
• Ensure solutions meet enterprise engineering, architecture, security, resilience and operational-readiness standards.
• Drive standardisation, automation and reuse of payment patterns and integration capabilities while accommodating legitimate market and client requirements.
• Own lifecycle delivery of payment scheme integrations, migrations, upgrades and technology dependencies.

Processes & Operational Resilience

• Own engineering and system delivery processes across the assigned Payments Technology remit.
• Ensure payment solutions are engineered for availability, scalability, recoverability and compliance with clearing and settlement requirements.
• Establish robust contingency and fallback capabilities for rail outages, liquidity constraints, network failures and market disruptions.
• Ensure adherence to clearing cut-offs, currency settlement windows and critical payment processing schedules.
• Drive continuous improvement in engineering quality, service stability, automation and operational effectiveness.

Risk Management

• Own technology delivery and operational risks across payment systems and services within the assigned remit.
• Ensure compliance with applicable regulatory requirements, clearing scheme rules, market infrastructure obligations and enterprise risk standards.
• Maintain strong oversight of routing, settlement, liquidity, third-party and market infrastructure dependencies.
• Embed resilience, recoverability and appropriate controls into payment engineering and delivery.
• Proactively identify, escalation and remediate risks arising from service disruption, technology change, liquidity constraints and market infrastructure dependencies.

Governance

• Execute governance frameworks established by th