Head of Credit Structuring & Real Estate, Asia

Indosuez Wealth Management; Singapore; On-site; SGD 180,000 - 300,000; Full time

Job summary

Indosuez Wealth Management in Singapore seeks a senior credit risk professional to work with the Front Office and RPC region to structure, vet and monitor viable credit solutions, including participation in credit committees.

You will coordinate with Risk, Legal, Structuring & Insurance Solutions, Operations and Compliance to address legal and regulatory issues, lead regional teams in Asia and communicate with management at all levels with clear, credible recommendations.

Qualifications

• Strong analytical skills and working knowledge in credit risk principles.
• Experience working with multiple internal teams to structure and approve complex transactions.
• Ability to manage multiple projects and coordinate regional teams.

Responsibilities

• Collaborate with Front Office and Credit Risk to structure and vet credit solutions.
• Coordinate with Risk, Legal, Structuring & Insurance Solutions, Operations, and Compliance for approvals.
• Provide credit solutions training and support to Relationship Managers.
• Advise on feasibility of large and complex credit solutions.
• Identify improvements to credit products and risk methodologies with EMBP and Wealth Solutions teams.
• Manage local and regional teams in Asia.
• Communicate clearly to all management levels with actionable information.

Skills

Credit risk analysis

Analytical thinking

Stakeholder communication

Leadership experience

Regulatory/compliance awareness

Job description

He/ She will be responsible to work closely with the Front Office team and align with the Credit Risk Department (RPC) in the region to structure, vet and monitor viable credit solutions as offering to clients; including the participation in credit committees at various levels.

KEY RESPONSIBILITIES

• Collaboration with internal teams – prepare, structure and obtain internal approvals on products and solutions that involve utilization of credit. Coordinate with different departments of the bank (Risk, Legal, Structuring & Insurance Solutions, Operations, Compliance) to ensure that legal, regulatory, operational and structural issues related to transactions are properly addressed and where relevant presented to Product Approval Committee.
• Sales and marketing – provide credit solutions training; prepare internal and external presentations; responsible for commercial lending targets, meet clients (with Relationship Manager) and prepare documentations (together with Legal).
• Credit solutions advisory – provide advisory services to Relationship Managers on feasibility of large and complex credit solutions.
• Credit product enhancement – together with Private Banking Management (EMBP) and Wealth Solutions teams in Geneva and Asia, identify required adjustments to existing risk methodologies and approved credit products; prepare and present proposals for enhancement.
• Management of local and regional teams in Asia.
• Strong analytical skills and working knowledge in the principles of credit risk.
• Demonstrate good organizational skills and capability to handle multiple projects at one time and ability to build relationships confidently at all levels.
• Courageous and positive mind individual who has the resilience to deal with adversity and pressure while staying composed and adapting to the environment and situation when necessary.
• Ability to communicate with knowledge and credibility to all levels of management, including appropriate management committees, offering well-considered information, solutions and recommendations.
• Accessible, yet an independent thinker, embracing and synthesising disparate pieces of information and views.
• Bring a logical and analytical approach.
• Attention to details and meticulous by nature.
• Excellent interpersonal and communication skill, with strong cooperative team spirit.