Financial Crime Risk Investigator

Sunrate Pte. Ltd.; Singapore; On-site; SGD 110,000 - 170,000; Full time

Job summary

Sunrate Pte. Ltd. in Singapore is seeking a Financial Crime Risk Specialist to review customer and transaction risk, investigate unusual activity, and support risk controls for our payment services and new products.

This hands‑on role requires strong analytical judgment, attention to detail and the ability to identify and escalate higher‑risk activity. You will conduct onboarding risk assessments, monitor activity, perform Enhanced Due Diligence, and collaborate with Product, Operations and

Qualifications

• University-level studies in Law, Business, Data Analytics, Risk Management or related discipline.
• Experience in AML/CFT, financial crime compliance, transaction monitoring, investigations, sanctions or payments.
• Working knowledge of Singapore AML/CFT requirements applicable to payment services.
• Experience with cross-border fund transfers.
• Strong analytical and investigative skills with well-documented risk decisions.
• ACAMS or ICA qualifications preferred.

Responsibilities

• Conduct customer risk assessments at onboarding, periodic review and on trigger events.
• Review business models, activity, source/destination of funds, counterparties and geographic exposure.
• Perform Enhanced Due Diligence and support risk acceptance or escalation decisions.
• Investigate transaction monitoring alerts and escalated activity.
• Document findings and escalate or clear activity.
• Provide financial crime risk input on new/amended products and transaction flows.
• Develop procedures, risk indicators and escalation standards.
• Support regulatory, internal audit and external audit requests.

Skills

AML/CFT

Investigations

Risk assessment

Data analytics

Attention to detail

Written and verbal English

Cross-border payments knowledge

Blockchain analytics familiarity

Education

University degree (Law, Business, Data Analytics, Risk Management)

ACAMS or ICA qualification

Tools

Chainalysis

Blockchain analytics tools

Job description

Sunrate Pte. Ltd. in Singapore is seeking a Financial Crime Risk Specialist to review customer and transaction risk, investigate unusual activity, and support risk controls for our payment services and new products.

This hands‑on role requires strong analytical judgment, attention to detail and the ability to identify and escalate higher‑risk activity. You will conduct onboarding risk assessments, monitor activity, perform Enhanced Due Diligence, and collaborate with Product, Operations and