Executive Director, Regional Head Unsecured Lending & Joint Finance, Consumer

DBS Bank Limited; Singapore; On-site; USD 120,000 - 180,000; Full time

Job summary

An established industry player is looking for a Regional Head of Unsecured Lending and Joint Finance to spearhead their initiatives across Asia. This pivotal role involves strategic leadership in developing and executing regional lending strategies, managing P&L, and overseeing product innovation. The ideal candidate will possess extensive experience in consumer finance, showcasing a strong track record in product management and team leadership. Join a dynamic environment that values growth and recognizes achievements while making a significant impact on the financial landscape across key markets.

Benefits

Competitive Salary

Dynamic Work Environment

Career Growth Opportunities

Comprehensive Benefits

Qualifications

• 15+ years of experience in consumer lending or cards with a strong product management background.
• Proven track record in launching consumer finance products and managing high-performing teams.

Responsibilities

• Develop and execute regional strategies for unsecured lending and joint finance.
• Own the P&L for regional portfolios, driving revenue and ensuring profitability.
• Oversee product lifecycle and establish partnerships across markets.

Skills

Consumer Lending Expertise

Product Management

P&L Management

Risk Management

Analytical Skills

Leadership

Sales & Marketing

Stakeholder Management

Education

Master's Degree in Business Administration

Bachelor's Degree in Finance

Job description

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realize their dreams and ambitions. We offer a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards, and personal loans, tailored to support our customers at every life stage.

Job Purpose:

We are seeking a highly accomplished and results-oriented Regional Head of Unsecured Lending and Joint Finance to lead and grow our unsecured lending and ecosystem lending businesses across six key markets: Singapore, Hong Kong, Taiwan, Indonesia, India, and China. This role requires a seasoned leader with extensive experience in consumer finance, product management, and team leadership. The successful candidate will develop regional strategies, manage P&L, oversee risk management, collaborate with marketing and sales teams, and build partnerships within the ecosystem to drive sustainable growth.

Responsibilities:

1. Strategic Leadership: Develop and execute regional strategies for unsecured lending and joint finance, aligning with overall business goals and market conditions in each territory.
2. P&L Management: Own the P&L for the regional unsecured lending and joint finance portfolios, driving revenue, managing expenses, and ensuring profitability. Set financial targets, monitor performance, and identify improvement opportunities.
3. Product Management & Development: Oversee the lifecycle of unsecured lending and joint finance products, including innovation, enhancement, and compliance with regulations.
4. Partnership Management: Establish and nurture partnerships across markets, ensuring disciplined performance review, tracking, and governance.
5. Risk Management: Collaborate with risk management to establish a robust framework to mitigate credit, operational, and regulatory risks.
6. Sales & Marketing: Coordinate with marketing and sales teams to develop effective go-to-market strategies for lending products.
7. Technology and Digital Capabilities: Develop product and platform roadmaps to ensure competitive offerings, working closely with Technology and Digital teams.
8. Stakeholder Management: Build strong relationships with senior stakeholders across departments and geographies to influence decisions and secure buy-in.
9. Market Analysis & Insights: Stay informed on market trends, competition, and regulations, providing insights for strategic decisions.
10. Regulatory Compliance: Ensure compliance with all relevant regulations in each market.

Requirements:

• Master’s or Bachelor's degree in business administration, finance, or related fields.
• At least 15 years of experience, with a focus on consumer lending or cards.
• Proven track record in product management and launching consumer finance products.
• Deep understanding of P&L drivers, risk management, marketing, and sales in consumer finance.
• Leadership experience managing high-performing teams across multiple markets.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent communication, presentation, and interpersonal skills.
• Proactive with a strong sense of ownership and accountability.

Apply Now

We offer a competitive salary, benefits, and a dynamic environment that supports your growth and recognizes your achievements.