Credit Risk Analyst

Sumitomo Mitsui Trust Bank, Limited; Singapore; On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player seeks a skilled credit professional to join their dynamic team in Singapore. This role involves evaluating risks for new and existing clients, monitoring accounts, and ensuring compliance with corporate policies. The ideal candidate will have a degree in Business Administration or Accountancy, along with 5-8 years of extensive credit experience across various sectors. This position offers a unique opportunity to contribute to credit risk management and portfolio monitoring in a collaborative environment. If you are a team player with strong analytical skills and a passion for finance, this role is perfect for you.

Qualifications

• 5 - 8 years of experience in credit decisions and deal structuring.
• Proficiency in financial modeling and communication skills.

Responsibilities

• Evaluate and analyze risks for new and existing clients.
• Monitor existing accounts and ensure compliance with policies.

Skills

Credit Analysis

Financial Modeling

Communication Skills

Interpersonal Skills

Programming Knowledge

Education

Degree in Business Administration

Degree in Accountancy

Tools

MS Excel

Job description

JOB RESPONSIBILITIES

• Perform independent evaluation/analysis/review risks for both new and existing clients in accordance with Head Office and Branch requirements
• Active monitoring of existing accounts
• Review and update credit policies and guidelines, covering area across credit risk management of the Branch
• Portfolio monitoring and reporting (including stress testing, ECL calculation, regulatory reporting)
• Ensure compliance of statutory and corporate policies

JOB REQUIREMENTS

• Degree preferably in Business Administration or Accountancy
• Credit professional with extensive experience and track record in taking credit decisions/views
• 5 - 8 years of deal structuring and credit experience across a multitude of sectors and exponent in various financing structures
• Proficient in MS Excel, financial modeling and basic programming knowledge will be an added advantage
• Team player with good communication and interpersonal skills