Direct Lending Credit Risk Strategist

Monee; Singapore; On-site; SGD 70,000 - 90,000; Full time

Job summary

A financial services company in Singapore is seeking a Credit Risk Manager to develop end-to-end credit risk strategies for lending products. Responsibilities include performing credit assessments, monitoring portfolio performance, and collaborating with cross-functional teams to optimize credit policies. Candidates should have at least a bachelor's degree and 2 years of relevant experience in credit risk or lending, with proficiency in Excel being essential. Knowledge of SQL or Python will be an advantage.

Qualifications

• Bachelor’s and above degree in Finance, Economics, Mathematics, Statistics, Data Science, or Business Analytics.
• At least 2 years of experience in Credit Risk, Digital Lending, or Consumer Lending.
• Strong analytical and problem-solving skills with the ability to communicate effectively.

Responsibilities

• Responsible for credit risk strategies for direct lending products across local markets.
• Monitor portfolio performance and recommend risk mitigation strategies.
• Work with teams to improve credit scoring models and underwriting processes.

Skills

Credit risk analysis

Analytical problem-solving

Communication skills

Cross-functional teamwork

Education

Bachelor’s degree in Finance, Economics, Mathematics or related fields

Tools

Excel

SQL

Python

Job description

A financial services company in Singapore is seeking a Credit Risk Manager to develop end-to-end credit risk strategies for lending products. Responsibilities include performing credit assessments, monitoring portfolio performance, and collaborating with cross-functional teams to optimize credit policies. Candidates should have at least a bachelor's degree and 2 years of relevant experience in credit risk or lending, with proficiency in Excel being essential. Knowledge of SQL or Python will be an advantage.