Digital Product Manager – Payments

About Us

M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility.

Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.

For more information, please visit: www.m-daq.com.

About the Role

As a Digital Product Manager – Payments, you will lead the design and delivery of innovative digital payment solutions that align with business goals and customer needs. Partnering closely with cross-functional teams—including engineering, design, compliance, and partnerships—you’ll drive the evolution of our digital payments platform to power growth, operational excellence, and seamless customer experiences.

Key Responsibilities

• Drive AI-enabled initiatives to optimize compliance, streamline settlement processes, and enhance operational efficiency—achieving cost reduction and improved regulatory alignment.
• Own and execute the roadmap for key payment products such as P2P transfers, merchant payments, card issuance, and payment gateways.
• Define clear, actionable product requirements, wireframes, and prototypes to guide development.
• Set and track key performance indicators (KPIs), leveraging data insights and user feedback to iterate and improve products.
• Lead multidisciplinary teams—including engineering, design, QA, and business analysts—to build and launch impactful features efficiently.
• Champion Agile best practices across sprints, backlog grooming, and daily stand-ups to ensure smooth and timely execution.
• Manage the full product lifecycle—from concept to MVP to launch—ensuring delivery of high-quality digital experiences.
• Conduct market and tech research to explore emerging solutions, assess feasibility, and propose new product opportunities.
• Benchmark against competitors and keep pace with evolving trends in fintech, blockchain, digital wallets, and embedded finance.
• Collaborate with Operations, Marketing, and Customer Experience to support go-to-market strategies and post-launch enhancements.

Requirements

• Bachelor’s degree in Computer Science, Engineering, or related STEM fields; MBA or Master’s degree is an advantage.
• 5+ years of experience in Product Management, Engineering, or Consulting—preferably in fintech, payments, or a high-growth tech environment.
• In-depth knowledge of the payments landscape, including acquiring/issuing, card schemes, local rails, wallets, and processors.
• Proven track record of shipping scalable B2B or consumer financial products.
• Familiarity with modern payment infrastructure, APIs, blockchain, smart contracts, and stablecoins.
• Solid understanding of Agile methodologies and software development lifecycle (SDLC).
• Strong analytical and problem-solving skills; adept at data-driven decision-making.
• Excellent communication and stakeholder management across technical and business domains.
• Comfortable operating in fast-paced, constantly evolving environments.
• Sound knowledge of mobile, web, and cloud-based technologies and their impact on product delivery.
• Exposure to Large Language Models (LLMs) and AI applications is a plus.

Preferred Qualifications

• Experience working in fintech startups or fast-scaling digital environments.
• Understanding of fraud mitigation, KYB/AML compliance, and risk management frameworks.
• Background in software engineering, data science, or analytics.
• Hands-on experience with real-time or cross-border payment systems.
• Proficiency in tools and technologies like JIRA, Confluence, Figma, Git, Python, SQL, JavaScript, Tableau, and BPM methodologies.

Why Us?

• Make a positive impact on the world’s economy by creating a World without Currency Borders
• Team Innovation Mindset, People-Oriented
• Challenging environment, offering great opportunities to learn and grow
• Creative and Innovative Workplace
• We offer competitive remuneration, including employee stock options and employee benefits