CREDIT RISK MANAGER

SHANGHAI PUDONG DEVELOPMENT BANK CO., LTD. Singapore Branch; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A prominent financial institution in Singapore is seeking a Credit Risk Manager who is responsible for assessing the credit worthiness of clients and providing accountability in credit risk management. The ideal candidate should have at least 10 years of relevant experience and strong communication skills in Mandarin. Responsibilities include reviewing credit proposals and conducting credit reviews. The role requires a degree and the capability to work under pressure while maintaining quality in credit analysis.

Qualifications

• Minimum 10 years of relevant working experience in credit risk.
• Experience in change management, system testing and implementation.
• Meticulous and able to multi-task under pressure.

Responsibilities

• Review the credit proposals and transaction requests.
• Assist in maintaining quality of credit proposals and analysis.
• Conduct regular credit reviews on existing clients.
• Participate in the system implementation work for the department.

Skills

Strong communication in Mandarin

Good customer service

Problem solving skills

Ability to work under pressure

Organizational skills

Education

Degree holder

Tools

Risk management systems

Credit risk related systems

Job description

Job Description

The primary responsibility of the Credit Risk Manager is to assess the credit worthiness of the client / potential client and to determine the likelihood that they will honour their financial obligations. This role is responsible for providing full support and accountability to the Risk Management Department in the areas of Credit Risk management for corporate clients and high net-worth clients.

Key Responsibilities

1. Independently review the credit proposals / transaction requests to ensure that it is in line with the Bank’s appetite, internal credit policies & adherence to related regulatory requirements.
2. Assist the Risk Management Department in:
   • maintaining the quality of the credit proposals, ensuring accuracy of information and in-depth analysis; proactively identifying potential risk concerns and highlight mitigating actions;
   • conducting quarterly / half-yearly / yearly credit reviews on the existing clients;
   • regular monitoring of health of the portfolio, and to take proactive actions to control the risks.
3. Participate in the department’s system implementation work, including participating in user requirement gathering and systems user-acceptance testing.
4. Complete any other assigned tasks and projects as required by the department.

Knowledge & Experience Required

• Degree holder with minimum 10 years of directly relevant working experience in similar capacity.
• Must have strong ability to communicate in Mandarin, due to job requirement, and writing Chinese reports.
• Must have strong prior IT systems implementation experience in risk management / credit risk related systems.
• Good customer service skills.
• Meticulous and good problem solving skills.
• Experience in change management, system testing and implementation and project management will be an added advantage.
• Able to work under pressure and meet strict deadlines.
• Self-motivated, self-disciplined, organized, responsible, meticulous and able to multi-task.