Credit Risk Analyst: Portfolio & Risk Insights

ESTEEMED SEARCH PTE. LTD.; Singapore; Presencial; SGD 70.000 - 110.000; Jornada completa

Descripción de la vacante

ESTEEMED SEARCH PTE. LTD. in Singapore seeks a credit risk professional to support the risk management function, with a focus on credit risk assessment, portfolio monitoring, and risk reporting.

The role involves independent reviews of credit proposals, due diligence, site visits, and regulatory reporting to strengthen risk controls. You will analyze portfolio quality, monitor concentrations, and assist in stress testing, working with Relationship Managers and other stakeholders to support sound

Formación

• Degree or Diploma in Finance, Accountancy, Business, Economics, or Risk Management.
• 4–5 years of relevant experience.
• Strong analytical skills and attention to detail.
• Good written communication and stakeholder management.
• Proficiency in Excel; familiarity with Power BI, Python or SQL is a plus.

Responsabilidades

• Credit Risk Management: Support the implementation and enhancement of the credit risk framework, policies, and portfolio monitoring.
• Credit Proposal Assessment: Review borrower profiles and assess repayment capacity and collateral adequacy.
• Credit Reviews & Due Diligence: Conduct annual reviews, litigation checks, blacklist screenings, and Credit Bureau Singapore checks.
• Site Visits & Customer Interviews: Attend site visits and conduct telephone interviews to support assessments.
• Credit Portfolio Analysis & Reporting: Prepare portfolio reports on concentration, loan mix, and NPLs.
• Risk Monitoring & Stress Testing: Monitor emerging risk trends and support stress testing and risk analysis.
• Management & Regulatory Reporting: Prepare risk reports and documentation for management, regulators, and auditors.
• Other Responsibilities: Undertake ad-hoc tasks as directed by Head of Risk.

Conocimientos

Analytical skills

Attention to detail

Stakeholder management

Written communication

Interpersonal skills

Excel proficiency

Educación

Degree or Diploma in Finance / Accounting / Business / Economics / Risk Management

Herramientas

Power BI

Python

SQL

Excel

Descripción del empleo

ESTEEMED SEARCH PTE. LTD. in Singapore seeks a credit risk professional to support the risk management function, with a focus on credit risk assessment, portfolio monitoring, and risk reporting.

The role involves independent reviews of credit proposals, due diligence, site visits, and regulatory reporting to strengthen risk controls. You will analyze portfolio quality, monitor concentrations, and assist in stress testing, working with Relationship Managers and other stakeholders to support sound