Credit Risk Analyst

About the job

Synechron is looking for a detail-oriented and analytical Business Analyst – Credit Risk to be deputed onsite with a leading Japanese bank in Singapore. This exciting 3-month contract role sits within the Corporate Banking division and is ideal for professionals with strong credit analysis experience who thrive in dynamic, fast-paced environments.

You'll collaborate with some of the brightest minds in the banking industry, delivering meaningful credit insights that directly influence business decisions and risk mitigation strategies.

Key Responsibilities:

Credit Risk Assessment:

• Conduct thorough credit risk assessments for corporate clients, including financial statement analysis and creditworthiness evaluation.

• Develop credit risk models and methodologies to quantify risk levels and support decision-making processes.

Data Analysis and Reporting:

• Analyze large datasets to identify trends and insights related to credit risk.

• Prepare detailed credit risk reports and presentations for senior management and stakeholders.

Policy Implementation:

• Assist in the development, implementation, and monitoring of credit risk policies and procedures.

• Ensure compliance with regulatory requirements and internal guidelines.

Stakeholder Collaboration:

• Work closely with relationship managers, risk management teams, and other departments to gather necessary information and provide credit risk insights.

• Facilitate communication between various teams to ensure a thorough understanding of credit risk issues and resolutions.

Technology and Systems:

• Utilize credit risk management systems and software to analyze data and generate reports.

• Participate in the development and enhancement of risk management tools and systems.

Continuous Improvement:

• Identify opportunities for process improvements and recommend solutions to enhance credit risk management practices.

• Stay updated with industry trends, regulatory changes, and best practices in credit risk management.

Requirements:

Education:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.

• A Master’s degree or relevant professional certification (e.g., CFA, FRM) is a plus.

Experience:

• Minimum of 3-5 years of experience in a business analysis or credit analysis role within corporate banking.

• Proven experience in credit risk analysis and financial statement analysis for corporate clients.

Skills:

• Strong analytical and problem-solving skills.

• Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL, SAS, Python).

• Excellent written and verbal communication skills.

• Ability to work independently and collaboratively in a team environment.

• Strong attention to detail and organizational skills.

Knowledge:

• In-depth understanding of credit risk principles and practices in corporate banking.

• Familiarity with regulatory requirements related to credit risk in the banking sector.