Credit Modeler & Risk Analytics Lead - Hybrid

UOB; Singapore; Hybrid; SGD 90,000 - 150,000; Full time

Job summary

United Overseas Bank Ltd in Singapore seeks a Senior Officer / Manager, Credit Modeler in Group Wholesale Banking to support internal rating models development, MIS reporting, and capital computation. The role covers stress testing, system implementation, and ad-hoc initiatives for the bank's wholesale portfolio.

You will work with risk management, model validation, IT, and business users to ensure model accuracy, documentation, and governance.

Qualifications

• Degree holder with 3 - 5 years of relevant experience in a financial institution.
• Relevant experience in Basel / MAS 637, credit model development or validation.
• Strong IT, analytical and quantitative skills.
• Experience in Qliksense and Python will be considered an advantage.
• Familiar with AI technologies and capable of using AI tools to improve productivity and support decision-making.
• A team player with strong communication skill and be able to interact with people of all levels.
• An organized, self-motivated person who works independently under multiple tasks and deadlines.

Responsibilities

• Develop in-depth knowledge and expertise in rating methodologies.
• On-going monitoring and review of model performance, and documentation of rating model manual and relevant rating process.
• Work closely with business users, risk management, model validation team and internal auditor on model related issues.
• Conduct training to key stakeholders and present to various committees for model approval.
• Consolidating of reports, prepare, analyze and enhance MIS reporting for monthly PMU meeting.
• Advisory role to business users on the application of models and the capital computation.
• Coordinate model-related systems development by ensuring successful implementation of internal rating models and correct capital computation in system.
• This includes preparing of user requirement, liaising with key stakeholders such as IT, business users, risk management, and performing User Acceptance Test.
• Participate in other ad-hoc projects and initiatives such stress test.

Skills

Analytical skills

Quantitative skills

Communication

Teamwork

Python

Qliksense

AI tools familiarity

Education

Bachelor's degree in Banking

Tools

Qliksense

Python

Job description

United Overseas Bank Ltd in Singapore seeks a Senior Officer / Manager, Credit Modeler in Group Wholesale Banking to support internal rating models development, MIS reporting, and capital computation. The role covers stress testing, system implementation, and ad-hoc initiatives for the bank's wholesale portfolio.

You will work with risk management, model validation, IT, and business users to ensure model accuracy, documentation, and governance.