Credit Manager

Bharat Fincare; Singapore; On-site; SGD 30,000 - 45,000; Full time

Job summary

Bharat Fincare is seeking a Credit Analyst for a full-time, permanent role in Singapore. The successful candidate will handle leads from digital marketing, evaluate creditworthiness, and manage loan requests. This role is particularly suitable for freshers and interns, offering health insurance and a Provident Fund. Candidates should have at least 1 year of experience in credit analysis and a willingness to travel up to 25%.

Benefits

Health insurance

Provident Fund

Qualifications

• At least 1 year of experience in credit analysis.
• Familiarity with digital marketing leads handling.
• Ability to travel up to 25%.

Responsibilities

• Handle leads from online marketing and evaluate clients' creditworthiness.
• Approve or reject loan requests based on credit scoring models.
• Calculate interest rates and negotiate loan terms.

Skills

Credit analysis

Research

Risk assessment

Job description

You will be responsible for handling leads received through online digital marketing and conducting research to evaluate clients" creditworthiness. This includes checking all relevant documents and creating credit scoring models to predict risks. Based on credibility and potential revenues and losses, you will approve or reject loan requests. Additionally, you will be tasked with calculating and setting interest rates, negotiating loan terms, and ensuring proper documentation.This is a full-time, permanent position suitable for freshers and interns. The benefits include health insurance and Provident Fund. The working schedule is during the day shift and morning shift. The ideal candidate should have at least 1 year of experience in credit analysis. A willingness to travel up to 25% is preferred. The work location is in person.,

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